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Thanks George Osborne you thieving twat!!

Steve Turner's picture

My wife and i are fortunate to both earn salaries in the 40 percent bracket so obviously the child benefit whilst welcome to our household is not really indispensable. However that misses the point. From her birth eleven years ago the child benefit has gone into a savings account for our daughter that we planned to give her when she hopefully goes to university. So Mr George smarmy bastard Osborne you haven't taken the money from my wife and I,who incidentally pay a ridiculous amount in taxes
already,you have stolen it from a little girl and millions of other little boys and girls in this country. The lifeblood of our future in other words. Hope you feel proud of your ideology.

6

Bang out of order, Steve.

Criticise the policy, don't offend readers with bad language and a nasty, personalised attack on the person.

12
Mark JF | 5 October 2010 - 8:49am

Errr...

he only said 'bastard'.

2
Chimney Singing... | 5 October 2010 - 9:24am

Thieving twat

also makes an appearance though. I'm not disputing it mind....

Edit - I'm not offended either.

0
Leedsboy | 5 October 2010 - 9:39am

At the risk

....of sounding like The Inbetweeners, is 'twat' really a swear word?!

1
Chimney Singing... | 5 October 2010 - 10:54am

Yeah

It means clunge.

2
Spartacus Mills | 5 October 2010 - 10:56am

Ha ha ha ha ha ha!

Morning benders

3
Chimney Singing... | 5 October 2010 - 11:01am

I don't agree

with Steve's post, but it's not offending this reader. If Steve's out of order then so was The Word for the article a while back about Lily Allen - there was a long thread on here. I wish I could recall who wrote the article (Andrew Harrison ?).

0
fortuneight | 5 October 2010 - 9:54am

It was Rob Fitzpatrick

And there is a difference: in a community of real people - which a paper magazine isn't - it helps to maintain civility and encourage thoughtful discussion if there are ground-rules regarding the manner in which people contribute. We ask that readers not swear when they post, not because we're typically offended by such words, but because it helps avoid the pitfalls of communities that are largely unmoderated, where abuse soon becomes the de facto approach, e.g. YouTube, the Guardian, the Mail etc. That doesn't mean we expect no-one to swear, ever, but we do appreciate it if it's kept to a minimum.

7
Fraser Lewry | 5 October 2010 - 10:00am

yeah I don't agree with it either

but I do think we can be a bit prim here sometimes. Point taken though
Fraser - I have a dreadful potty mouth in real life but I try to curb it on here.

1
Chimney Singing... | 5 October 2010 - 10:21am

I don't mind him calling Osbourne a t**t. In fact I agree.

It's the phrase 'you have stolen it from a little girl and millions of other little boys and girls in this country.' that offends me. Too sentimental for my tastes.

Anyway, I hope Gideon and his cronies carry on alienating their own moronic supporters so they get even less than their 39% 'mandate' and clear off, leaving Ed to give the country some good, fair, non-Blair Labourness and take on the evil Murdoch.

8
Mr Fade | 5 October 2010 - 12:05pm

Non Blair labourness......

...... Taking on the evil Murdoch ??

Sorry, cant ever see it. Cant see any party getting to power without the support of the press, &, like it or not, that means getting Murdoch onside. If EM were to say anything remotely anti Murdoch, he would get the shit kicked out of him all through any subsequent election campaign.

I hate him & all his works, but getting the support of the Sun was Blairs biggest success.

If you think a left of centre goverment can be formed with a hostile press, I think you must live in cloud cuckoo land.

Sorry, but that is how I see it.

0
jackthebiscuit | 5 October 2010 - 8:44pm

Ok, but this is how I see it:

0
Mr Fade | 5 October 2010 - 9:25pm

Speaking as a prim person...

I'm not that bothered by swearing in the main body of a post, but having "You thieving twat!!" as the post title made me feel a bit uncomfortable. Can't quite explain why, but there you go.

2
Hannah | 6 October 2010 - 9:42am

be fair though...

the fella *IS* a twat....

but I wouldn't want to accuse him of theft without firm evidence

*ahem* As you were....

0
Oscar Patterson | 5 October 2010 - 12:41pm

I would say

he got off lightly with 'twat', the c**t.

8
DogFacedBoy | 5 October 2010 - 3:08pm

No he isn't

out of order.

Maybe on the subject of language (which doesn't offend me, by the way, I'm a big boy now) but the personal attack is fully warranted. The Pipsqueak Osbourne is a politician. It's his policy.

0
stuinwolves | 7 October 2010 - 7:16pm

No he isn't

out of order.

Maybe on the subject of language (which doesn't offend me, by the way, I'm a big boy now) but the personal attack is fully warranted. The Pipsqueak Osbourne is a politician. It's his policy.

0
stuinwolves | 7 October 2010 - 7:17pm

No he isn't

out of order.

Maybe on the subject of language (which doesn't offend me, by the way, I'm a big boy now) but the personal attack is fully warranted. The Pipsqueak Osbourne is a politician. It's his policy.

0
stuinwolves | 7 October 2010 - 7:17pm

so...

does that mean you disagree with what he has done in principle or rather the cut-off point?
Surely the idea that bankers/footballers/other Old Nicks-in-disguise earning gazillions should not be entitled to the benefit is sound. Where therefore should be the cut-of point and as an aside, should there be money spent on making it means-tested?

Maybe difficult to track but I wonder just what the child benefit take-up is amongst the City folk?

3
Charlie Gordon | 5 October 2010 - 8:56am

I'm also in the top tax bracket.

Only just, though.

I dont think I can honestly justify claiming child benefit. I don't need it. I can save for my daughters' university places without it.

This isn't going to bother me; I've nothing to complain about.

26
Bob | 5 October 2010 - 8:57am

Yeah...

... and think how rich you'll be if they don't go to University - although it does sound like it's already been decided.

4
Formbyman | 5 October 2010 - 8:38pm

Eh?

Not at all. But I'd be daft not to save for it on the chance they do want to go. It's not my decision, but if they get to that point and decide they want to go to uni, I want to be able to support them as best I can.

I should clarify: when I said "top tax bracket", I meant higher-rate. I forgot there's also a 50% bracket too.

0
Bob | 6 October 2010 - 6:38am

Sure...

... it's just I didn't realise that Child Benefit was specifically for University - we've been spending ours on food.

3
Formbyman | 6 October 2010 - 7:26pm

Sorry...

... I must be missing something. Is there something objectionable in my not needing CB? My entire point is that I've taken the arbitrary decision to save the specific amount we get in CB and set it aside for a purpose because I don't need it for food. I've already said I won't miss it and have no right to expect it, so I'll simply continue to set the same amount aside.

I'm lucky. I earn a good living. I don't need a universal benefit like CB. I'm happy to give it up. I don't understand what you're trying to say, honestly.

1
Bob | 6 October 2010 - 7:42pm

I'm a cynical sod...

... - when you said the CB was going on your kids' university education, I thought "yeah - course it is" - then I just took it from there, and tried to make a cheap left-wing jibe - off course my CB isn't really going on food - it's going on DVDs and CDs.

3
Formbyman | 6 October 2010 - 9:06pm

Ah well.

Goes to show... something or other. I don't particularly know why my setting aside money for my kids seems hard to believe, but that's what I do. It all goes into a savings account in my elder daughter's name.

Anyway, never mind.

2
Bob | 7 October 2010 - 9:07am

No he didn't

He has simply decided we can't afford it at the moment. And I think he's right, unpleasant though it is. You chose to give it to your daughter. You can continue to save to support her education as I will for my nipper. I see that as my responsibility not one I should expect the government to fund directly.

More pertinantly I would prefer we take the pain for the financial mess we're in now rather than allow it to grow and pass on for our kids to deal with later.

I think the fact that households with two earners on 39k will retain it and a household with one earner on 41k will lose it needs to be sorted out as it is plainly wrong.

22
Twangothan | 5 October 2010 - 8:57am

Ian Duncan Smith conceded that point on R4 yesterday

but pointed out that the taxation system currently taxes individuals not families. He did, however, concede that as their has to be a cut-off point *somewhere*, then some people are going to be upset.

I seem to recall reading that only just over a million higher rate taxpayers currently claim CB.

1
stimpy | 5 October 2010 - 12:17pm

Two income households

I'm not sure how relevant this is, but it's worth bearing in mind that two-income households with children are presumably, up to a certain age anyway, paying a fair whack in childcare costs, a non-tax-deductible expense and an outlay that, if it's done through the books, creates employment and the subsequent revenue in tax and NI to the Exchequer. I"m sure there must be many cases where a two-income couple are not necessarily that much better off than a one-out-earning/ one-looking-after-the-kids couple. Single parents out working and paying for childcare are obviously worse off. As I say, not sure how relevant this point is, which is why I'm glad I'm not in charge of tricky tax/benefit policy decisions.

1
Richard Lowe | 5 October 2010 - 4:55pm

I think this is going to happen more and more

as new sections of society realise that the cuts just aren't going to affect some nebulous anonymous "other" but in some way or other each and everyone of us. The Government will try to dribble them out so we don't all notice at once (most likely).

0
Chris G | 5 October 2010 - 9:10am
Richard Lowe | 5 October 2010 - 9:16am

I'm with you Steve

They said they wouldn't touch it and they're taking it away. I pay a hell of a lot of tax and get bugger all back.

I'm a regular reader and I'm really not remotely offended by the word twat. Sometimes this forum is too PC for its own good. Carry on.

6
Neil Jung | 5 October 2010 - 9:19am

Bugger all?

What have the Romans ever done for us...

3
Cadabra | 5 October 2010 - 8:17pm

What you've done with the benefit you've received is irrelevant.

The fact is, you don't need it.

Other cuts are being proposed (to housing benefit, for example) that will have a massive impact on some of the most vulnerable and disadvantaged members of our society.

Yes, you and your wife are hugely fortunate to both be working, and paying tax at the top rate - millions of others aren't so fortunate, through no fault of their own. They are the ones who need protection and sympathy - not you, I'm afraid.

Don't think you've really thought this through, Steve...

35
Paul Waring | 5 October 2010 - 9:20am

Easy Target

This is an easy target supported by rhetoric that doesn't actually make sense - George says 'It is very difficult to justify taxing people on low incomes to pay for the child benefit of those earning so much more than them'

Eh? So the tax regime for 'people on low incomes' is driven by the need to pay child benefit to others? Is their taxation going to change because of this decision? No. Its just a cheap soundbite.

Can't see this one going away quickly. The fact that some don't chose to claim - thats their decision. But this is going to materially effect some not very well-off people who are key Tory voters......

1
tim tunes | 5 October 2010 - 9:33am

I don't have a problem with the theory

that child benefit is paid to people who could manage with out it. I have a problem with the implementation that seems to be so cock eyed purely because to do it right would be more difficult.

A better way would be to stop it for everyone and then, after a period of a couple of years when the deficit is better, use it for a tax reduction for everyone. Or a VAT reduction. But for everyone.

0
Leedsboy | 5 October 2010 - 9:36am

The Government

currently differentiates the tax regime based on individual's positions - age,ability,child-rearing,earnings. It was in that context that a priority was attached to those bringing up children, along with other sections of the population. So do we then scrap all of them?

So all citizens are treated exactly the same?

0
tim tunes | 5 October 2010 - 10:01am

In context of child benefit

It was not means tested which meant that it applied to everyone. I think that principle is powerful for society - that bringing up children well is important.

The changes that are being proposed do not make it means tested either - its basically a new form of income tax. That was my point in linking it to income tax.

If the change was to make it means tested, then that would be better - but the government has said that it would be too complicated.

Its half arsed and the deficit is being used as an excuse for its half arsedness.

0
Leedsboy | 5 October 2010 - 10:12am

Means testing

I think means testing is embarrassing, humiliating & impersonal. Benefits are / is a very complex thing & I dont think means testing should have a place in our society.

I used to get free school meals, & every day having to queue up with the "rich kids" while they paid & my name was on a list was horrible. I felt small & inferior in every respect. I hated it.

Being poor is not fun.

0
jackthebiscuit | 5 October 2010 - 10:58am

Free school meals

Your issue (which I totally agree with) isn't the fact it was means tested, it was that the delivery method made it obvious. By means testing, I mean that state benefits should be concentrated on helping the people that need the help.

My problem with the removal of child benefit is simply that the method for calculating who does and doesn't receive it is ill thought out and favours some families who will need the benefit less than some who will not get it.

0
Leedsboy | 5 October 2010 - 12:58pm

As long as

all other non-means tested benefits are also changed - eg winter fuel allowance

0
tim tunes | 5 October 2010 - 2:01pm

Probably

I do think there are idealogical elements to some of these though. Winter fuel allowance seems to me to be based upon a respecting elders who have put a lot into society.

Overall, I think making effort to make sure benefits go to those that need them and have contributed to society seems sensible. And I'm aware that a budget needs to be set and adhered to.

1
Leedsboy | 5 October 2010 - 2:41pm

On reflection....

I think your point is well made, & a lot less "emotional" than my take.

I was letting my own experience colour my view.

sorry.

0
jackthebiscuit | 6 October 2010 - 1:24pm

Hey

no apology needed. You point made me think which is good.

0
Leedsboy | 6 October 2010 - 2:02pm

The original objective

of Family Allowance was to pay money directly to mothers. The aim was to reduce child poverty, and find a way of bypassing dad's getting their hands on the money and just pissing it up a wall (or buying cds).

We have moved on from Beveridge's original intent - although not as much as you'd hope, but I can't help but agree to the overall principle of means testing such benefits.

What doesn't work here is that it will hurt single parents the most. A couple with an evenly distributed income of £80k will be untouched, but a single mum / dad on £45k will lose out. George already faces a legal challenge under equality laws about the wider impact his cuts will have and this isn't going to help as there are lots more single mums than dad's. Needless to say reports of the reaction at the Tory conference last night seemed to be that this was an attack on the sancity of marriage, not on child poverty or equality.

0
fortuneight | 5 October 2010 - 9:52am

Not just single parents

but also parents where one works and the other is looking after the children.

0
Leedsboy | 5 October 2010 - 10:00am

That's the bit that affects me

Being effectively the sole earner in our family, I'd love to have sufficient cash that we could put the child benefit aside into savings - but we can't. It's a part of our budget and we will miss it when it goes, so something else will have to give. I don't want to complain too much because being affected evidently means I earn more than others, but it does grate that couples with a significantly higher combined income will not be affected, simply because it saves someone the hassle of doing the calculations.

I also wonder about the self-employed who have the flexibility to manage their finances so that they stay below the 40% rate. Presumably they can still claim the benefit?

2
Malc | 5 October 2010 - 10:48am

If you are self-employed...

... you are taxed on the profits the business makes, not what you take home (and what you take is not a taxable expense) - so managing you personal finances is not that flexible.

1
Reno Dakota | 5 October 2010 - 11:35am

It is pretty flexible, though

People who are self-employed often stay virtually at zero income tax as earnings are paid as dividends and attract a lower tax rate. All legit.

Anyone in self-employment will stay firmly below the 40% tax bracket. If not their earnings go so far beyond it that child benefit doesn't matter, or they are people who should get a better accountant.

0
kb | 5 October 2010 - 3:36pm

sorry kb

i think this is a daft generalisation ... people who have set up vehicles to maximise their income and minimise their tax may well "stay virtually at zero income tax" if they can get away with it, but for a whole bunch of self employed sole traders who have no limited company status - especially those of us who don't deal in cash - you have the choice of being honest in your tax return or putting yourself at risk by lying to HMRC ...

i declare 100% of my income to HMRC and consequently i pay tax on it ... in the last few years, no i've not been in the 40% tax bracket but back in the early Noughties i did stray into it a couple of times ... and i was so busy and working so hard to scrabble into that bracket that the idea of cloning myself and getting to the point where "child benefit doesn't matter" was a fantasy (not that i have kids, but you know what i mean) ...

and i find the assertion that i only paid 40% tax on that small part of my income a few years ago because "i should have got a better accountant" as fairly odious; not all sole traders are fly-by-night cowboy tradesmen - seriously

/grumpy

2
Glenbervie | 5 October 2010 - 7:54pm

Apologies

I was thinking about the tax advantages of being a limited company only.

And yes, sorry, it was a daft generalisation of mine about the self-employed. I hold all self-employed in the highest respect, whether they sole trader, limited company, partnership, whatever.

Really sorry to have offended anyone.

0
kb | 6 October 2010 - 12:12pm

If you are self-employed...

... you can't pay dividends - only Limited Companies can do that.

A sole director (and shareholder) of a Limited Company, yes - but not self-employed. There is a legal difference.

The Limited Company still has to pay tax on it's profits, mind...

0
Reno Dakota | 5 October 2010 - 10:16pm

Not to mention

collecting VAT for HM Gov, stashing it at your own expense and then sending it on to them, free of charge.

0
Vulpes Vulpes | 6 October 2010 - 11:02am

.

.

0
Vulpes Vulpes | 6 October 2010 - 11:10am

The tax benefits and

implications of dividends versus employed status in a limited company are blurred. If the individual doesn't pay Income Tax then the limited company (which in effect may be the same person) pays higher corporation tax.

Anybody who tells you they don't pay tax is either:

1. Not earning enough.
2. Fiddling.
3. Or rich enough to employ top accountants/advisors.

Going on from this there is a suggestion that all employers may in the future be required to pay employees "gross" either directly to the government or to the banks who will withold the tax. If you add to this scenario that "cash" will be phased out eventually (which will mean that every pound spent will be traceable) then the governments cozy relationship with the banks becomes understandable.

0
Pinmonkey | 6 October 2010 - 12:47pm

The equality aspect

was my immediate reaction as I would say that single parents will be disproportionately affected, As in most cases it is the mother who retains principle caring rights, then there could be a problem.

I think we all need to accept that there will be cuts, but this is such a hugely emotive one to kick off with, and tbh, I can't see it going through without some rethink. Not an auspicious start.

My biggest concern is that it demonstrates the cross-party trend towards career politicians with relative inexperience of the realities of life for a great number of Britons, and very little actual business experience.

0
Helena Handcart | 5 October 2010 - 11:48am

"...this is such a hugely emotive one to kick off with"

Exactly. When they start introducing lots of other cuts, the reaction will be, "Well, at least it's not as bad as cutting child benefit..."

1
skirky | 5 October 2010 - 12:18pm

Sorry Steve...

I have absolutely no sympathy for you at all. Do you think your daughter simply 'deserves' to have this money handed to her, which she's done nothing to earn? Is that not the sort of crass sense of entitlement that irks people?

11
peterthecook | 5 October 2010 - 9:55am

Peter your comments are not rational

If my daughter doesn't deserve the child allowance what make the ones who will continue to receive it deserve it? None of them work and they are all the same in my boat. If one doesn't deserve it then none do,surely?It is for the Children, not the parents.
If you really want to know why I am riled I could give you a whole list of things that seem unfair - like we have to pay £52.00 per month for my daughter to catch the same bus as her friends get for free simply because we live 0.10 of a mile outside the entitlement area for free bus travel. The other parents are most likely in the same income bracket as us. Then we get David Camerons moronic speech this pm where he said that a self employed worker claimed when he started out in business the Labour government didn't want to know and when he started making money they were all over him like a rash. He said that should be the other way around.So, as I am successful he is going to stop taking shit loads of tax from me? Don't think so.We were duped with the Child benefit by their own admission. We were also told frontline services would not be affected. Newsflash: West Midlands is likely to lose 2250 police officers. Warwickshire will lose 2 fire stations and their emergency calls will be answered 50 miles away in Staffordshire. Sandwell has new schools cancelled.
I take it Police,Fire Brigades and Schools are no longer frontline?
For the record I don't think I am 'entitled' to anything and pay more than my fair share of taxes without ever having claimed a penny from this or any other Government. I am fully on board with the premise that we have to reduce the National Debt but they seem to b e rushing in to ill thought out policies that have the potential to cause civil unrest. I am also peeved that they are blaming the Labour Government for the whole mess. It was and in some cases still is a global problem. As far as i know Gordon Brown wasn't in charge of Greece,Eire,Spain, USA and other affected countries.

11
Steve Turner | 6 October 2010 - 6:44pm

Absolutely SPOT ON.

See my comments elsewhere re: Gordo's non-existent European clones.

1
Vulpes Vulpes | 6 October 2010 - 7:02pm

Lets scrap all taxes

and start from a clean sheet

The needs of each member of society are debated and the taxation regime is decided by a TV vote

0
tim tunes | 5 October 2010 - 10:03am

Tax

Factor

7
Spartacus Mills | 5 October 2010 - 10:18am

The phone lines charges

could replace tax.

0
Leedsboy | 5 October 2010 - 10:25am

As several have stated above...

...no problem at all with Steve's language or the passion he displays (this is an argument about politics after all), but I don't agree with the sentiment.

Having recently become a father myself, and being in the fortunate position of having a relatively high combined household income, I was absolutely stunned to discover that my wife and I were to be the recipients of child benefit.

I have always been a firm believer in the vital role of welfare within society, and have never voted Conservative in my life, but I can't help but agree with them on this one - state support should go where it's needed. Sure, we'd have found something to do with the money, but we don't actually need it and I can think of about a million more deserving places it could be directed.

Before yesterday's announcement I was actually in the process of attempting to convince my better half (who does not share my views on the welfare state) to either not collect the cash or (better still, given that I don't fully trust the coalition to use it sensibly) donate it to a homeless charity. As such, Osborne's announcement was welcome news, both on the basis that I agree with the policy and that it spares me a domestic.

I also agree that they've made a total pig's ear of the dual income vs single income thing.

10
eminentdan1978 | 5 October 2010 - 10:16am

Politics

Is it just me or is anyone else terminally confused by politics? I've read the arguments from each side and both seems valid. I've no idea what's best for the nation.

Happily these cuts won't affect me as, unhappily, I don't earn enough.

0
Spartacus Mills | 5 October 2010 - 10:31am

Entitlement

Child benefit was introduced as a temporary measure after the war to encourage families to have children.

I'm sure its original supporters wouldn't have intended it to go to middle to high income families.

The "crass sense of entitlement" that peterthecook mentions and that has long enraged middle class, sorry, middle income, families when "chav scum" milk the benefits system for every penny they can has finally come home to haunt middle income families.

It's this universal "sense of entitlement" that we need to review.

It's been draining the country to the point where we are becoming a third world nation.

As a carer I do rely upon certain benefits myself, that's rely upon, not use for foreign holidays or luxury items. I'm sure George Osborne will be looking at my benefits just as closely, when the time comes I hope we're back on coal gas then I can just put my head in the oven.

1
bassclef (not verified) | 5 October 2010 - 10:59am

No

The UK is nothing like a third world nation.

6
Spartacus Mills | 5 October 2010 - 11:01am

Depends

whereabouts in the UK you live I guess.

2
bassclef (not verified) | 5 October 2010 - 11:20am

No

It really doesn't.

In the UK absolute poverty has been virtually eradicated. With a few exceptions, nobody goes without food, shelter or education. The same can obviously not be said for countries in the third world.

5
Spartacus Mills | 5 October 2010 - 11:24am

Yep ...

I'm currently in the Philippines, and have difficulty reconstructing my heart every evening after having it broken seeing people with no income, and no universal welfare system, begging in the streets or scavenging rubbish trying to survive. There are countless people here who go without food, shelter and education every day, with nowhere to turn for it, which is most definitely not the case in the UK.

There's a lot in the UK that could be better, including the benefit system, but since I have been here, I've appreciated it far more than I did when I was there. As a wise man once wrote: Why do they moan of England who only England know?

2
epigone | 5 October 2010 - 2:57pm

To clarify,

I did say becoming a third world nation. I do see more and more people begging on the street who fall outside the benefits system because they have no fixed address. Or perhaps I'm just imagining it.

0
bassclef (not verified) | 5 October 2010 - 6:57pm

Unless

it's me that's imagining things, there are a LOT less people begging on the UK's streets than there were about 15 years ago. We put more distance between ourselves and the Third World over recent years, not less. We may well be about to reverse that trend, but we're still a million miles away from even eastern European standards, let alone the real Third World.

3
Vulpes Vulpes | 6 October 2010 - 11:17am

That might not be the case in your area

but homelessness will, despite Government claims to the contrary, be on the increase following cuts in Housing Benefit.

To quote Shelter: "134,000 households across England will either be evicted or forced to move when the cuts come in because they will be unable to negotiate cheaper rents from their landlords."

Citizen's Advice "expresses concern that although the government acknowledges there will be negative consequences - for example on homelessness, overcrowding, and child poverty - no proposals have been put forward for mitigating these effects."

Yet this has hardly raised a comment on this thread.

Just people whinging about a cut in a benefit they don't even need.

0
bassclef (not verified) | 6 October 2010 - 2:08pm

There is a line that gets trotted out on this thread

regularly, that there are more serious things to moan about. There is no disputing that. But just because I haven't included a comment on homelessness, disease, teenage pregnancy, education, crime, free entry to museums, the NHS, government IT programs (please feel free to add, mentally, as you read this list stuff I should have also included to make my point valid) doesn't mean:

a) that I don't give a shit about it

b) that I shouldn't have a valid opinion on something not so important

4
Leedsboy | 6 October 2010 - 3:53pm

Couldnt agree with you more

but I think we will see a return to begging in the coming years. Judging from the PM'S speech this afternoon it would appear he has a grand vision for the people doing everything for their communities ranging from Charities helping Heroin addicts to local towns and villages policing their own communities through an increase in part time volunteer Police forces. In simple terms getting everyone to do for free what the State previously paid for.
This is a bit rich coming from politicians from both sides of the divide who have claimed for everything under the sun from Porno dvd's to moats.

2
Steve Turner | 6 October 2010 - 6:56pm

MFPB's "Big Society", as far as I can tell,

is something last seen illustrated in the rosy vistas of Ladybird Books.

1
Vulpes Vulpes | 6 October 2010 - 7:05pm

It's also pretty rich to talk about

a "big society" when all we've had so far - and this thread is a perfect example of how well it's working - of divide and rule politics. Get the people fighting among themselves and they'll stop fighting the ones who are making the wrong decisions.

So after pitting private sector workers against public sector workers, now we have those who get CB against those who don't, those who believe in universal benefits and those who think all should be means tested. And if you don't subscribe to any of those don't worry, there'll be another divisive policy along in a minute.

1
Molesworth | 6 October 2010 - 7:17pm

Divide and rule?

I'm not sure when the ability to make my own decisions and form my own opinions equated with divide and rule politics. If the only way to win is to gang up behind one view, we are stuffed because freedom of speech just won't let that work.

And I'm glad for that.

At no point will everyone agree. It's not happened before and it won't happen. We can't even agree if Radiohead are any good* round here.

* they are.

1
Leedsboy | 6 October 2010 - 7:58pm

didnt explain my point very well

my concern is that within all of this the debate is going to be managed so that we just get polar opposites created by the spin, the media etc, and that it gets characterised as "those rich people who are stealing child benefit from the poor", "those public sector leeches who are driving the country into the ground" etc etc.

I'm not suggesting that you can have opinions on either side of the spectrum, what I am saying is that the way the debate is being run is creating too much black and white and there are not enough shades of grey, ie deeper debate into the real detail of these issues.

It's been great politics because clearly the debate over the deficit and the need to cut massively and immediately has been won and few news outlets have really examined the alternatives of doing it over time for instance. Instead we've got a wider debate that's little more than football team stuff, you're either all in it together with us in the big society or you're wrong and a Luddite. Given that whatever you think of Cameron's idea it does represent a major philosophical change in the concept ofthe state and its role in the country, I think it should be a bit more nuanced than that.

And Radiohead? No.

1
Molesworth | 7 October 2010 - 7:50am

I disagree.

you're either all in it together with us in the big society or you're wrong and a Luddite

I don't see it that way. Maybe the coalition would *like* it to be that way, but you only have to look at this thread to see how it's really playing out. There's tons of nuance here - instinctive liberal/left people supporting the CB decision, small-government anti-taxers railing against losing a universal benefit (!), and the usual poles of conservative and socialist opinion either side.

Political parties never present a nuanced argument for anything, and that's not ideal, but we're all grown ups and we should know that. Nuance gets played out among the real people, not the politicos and hacks.

And Radiohead: hell yes!

0
Bob | 7 October 2010 - 9:01am

You beat me to it

Some of this thread I fond interesting and enlightening. There are people taking the policies for what they are and thinking through what they think about it. It has, on occasion, moved above the typical party political lines that I find so frustrating on UK politics.

But, and there is a but, divide and rule is steeped in old school party politics. If you vote Labour, then everything the Tories do will be wrong. If you vote Tory, everything the Labour government is wrong. It's only when we can learn to compromise a range of views into a cohesive and palatable plan will we make real progress.

Right, I've got work to do in the evil private sector.

And Radiohead really are very good indeed.

0
Leedsboy | 7 October 2010 - 9:32am

I think...

...most people are above the pettiness of party politics. I don't know many people who just hate everything the Tories do, just on principle. I know a few people who hate everything Labour does, on principle - notably my dad, who remembers what working in education was like under Labour in the sixties and seventies. I can't honestly say I blame him for that. But generally, I think most people are pretty savvy and know that there's pros and cons to all parties.

I'm instinctively Labour. Well, no. I'm instinctively New Labour, of the 1997-2000 vintage. They were doing so well, and then they lost it horribly, but I think a progressive, centrist, pro-business, pro-public-service party would still get my vote every time.

Maybe that's why I don't automatically hate everything the Tories stand for. I'm no socialist, but neither am I a conservative, so I tend to see equal amounts of good and bad in both sides.

Partisanship is a waste of energy. Which is why most voters aren't tribally partisan.

1
Bob | 7 October 2010 - 9:45am

35% of voters seem tribally disinterested

because they didn't vote last time, though obviously plenty didn't because nobody appealed to them and some got locked out on polling day.

The rest - I'd say there's still a large degree of tribalism, though in fairness to the tribe members, one person's tribalism is another's deep seated point of principle, from either side.

Given that in their respective years in the wilderness when they seemed unelectable both Labour and Conservative still didn't dip below 25% of the votes cast, it would suggest both have a large chunk of tribal voters, while the Libs, SDP, Alliance, Lib Dems in their various incarnations have long had a solid chunk of 15%.

The idea that partisanship is a waste of energy has plenty in it. To suggest that partisanship is a thing of the past seems rather optimistic.

0
Molesworth | 7 October 2010 - 10:13am

Set ways

I agree. My father has always started from the "I am Tory" stance and then expressed his views through that rather rigid prism. Probably the difficult 70s hardened people's views and the 80s took it a stage further. I think there are still a huge swathes of people (many on this site) who will always start from a "I hate the Tories/Labour" stance and then shape their views of the current government accordingly.

I cannot judge the Coalition yet even if I have my worries about some of the personalities and the speed of the cuts. I do think however, that in the UK we do have an innate mistrust of aggressive decisive politics which is why these cuts are too much too soon for many. It's a view based on emotion not on evidence.

1
Charlie Gordon | 7 October 2010 - 10:34am

Set ways

I've got pals who declare themselves left-wing then immediately take whatever the left-wing view is on any particular issue. It's almost like football or something. I support Left Wing FC! It saves people from having to think for themselves. Anyone who thinks for themselves will probably find they hold a mix of left and right wing views.

0
Spartacus Mills | 7 October 2010 - 11:10am

Same.

Amazing how many avowed "lefties" are prepared to moan about taxes and other government interventions. Equally amazing how so many conservatives are prepared to be as statist and authoritarian as any Militant supporter when the issue suits...

0
Bob | 7 October 2010 - 11:18am

That

is why I find political conversations with my Pa go nowhere. He cannot look at any UK political issue without his blue tinted glasses. It's never based on any reasoning just pig headedness.

0
Charlie Gordon | 7 October 2010 - 11:18am

We-ellll

I don't regard conservatism as being intellectually indefensible - at all. Misguided perhaps :-)

I don't think that there would have been much difference if Ken Clarke rather than Gordon Brown had been chancellor - in fact when Ken Clarke WAS chancellor their agreement on most issues was a standing joke (how can they have a proper political row etc - bit like being on here actually). Less pointless tinkering, more gung-ho politics from Ken C, probably a similar outcome.

And that's the problem I have - the financial sector is out of control and both parties went along with it for decades after Big Bang in the early 80s. The bits of the country that generate wealth have been hollowed out or flogged off - even if they are still there control has been lost

I do think where we are now is doo-doo of a different order, and my zeal to go on abut it is that of somebody who has only just really woken up to it.

I really don't think its left/right but right/wrong - both parties are equally culpable - I do think that the current Tory cabinet is much more compromised by the way so many of them made their money in the City (but then so did Nick Clegg).

A strong Tory government if they took on the City would have public support (and mine through gritted teeth) - one that uses financial retrenchment to attack the welfare state and leave the City untouched will be conforming to type. Let's see which it is ...

0
FakeGeordie | 7 October 2010 - 11:20am

Given that Steve

was going to give his to the young'un when she starts university, I'm wondering what people think about having to pay for higher education? Mrs Mate didn't pay for hers here but I (yeah, mostly my parents) paid a small fortune for mine over there. She objects to the notion of university fees; a view I find outdated. We're saving for the eventuality of helping put a couple of kids through what will inevitably be a much costlier higher education process than they would have had before.

0
MyAmericanMate | 5 October 2010 - 11:04am

Hard to say...

Good education isn't a right, equally one shouldn't be able to buy privilege. But in modern times the electorate in the UK have preferred to try and open it up as much as possible (though it was noticeable - as a measure of how much that has failed - that all the Labour leadership candidates were Oxbridge and were noticeably lacking in any sort of real job on their CVs)

The problem is, where does the students fee money GO? One of the highest paid civil servants in the country - over £350k - is the Provost of UCL, where I went in the 1980s - its a big university/college but is it three times more difficult to run than the country?

My county education authority paid my fees 28 years ago and I had a grant that was topped up - and I worked part time - by my reckoning the fees currently paid by the LEAs and parents will be going to a massive degree to inflated salaries for administrators. The banks then make a steady and guaranteed fortune from the debt the students have to go into to pay back the fees and accommodation costs.

And as anyone in academia can tell you (not me but many friends) the banks refuse point blank to invest in the ideas the universities generate, which is very unlike the US, and also rather undermines the point of extending further education. All those ideas and patents go overseas like all the other jobs and industries the banks have destroyed. The banks get a much better rate of return gouging the debt intrinsic to the experience of going to university in the UK.

It all seems like a debt generating scam to me, just like the property bubble.

We have two daughters and we've been saving a long time, and a lot of our income, affecting our current quality of life, against having to pay when they are old enough to study and/or need a simple roof over their heads. Since the banks are going to need another £200 billion bailout next year I've probably been wasting my time as we'll have hyperinflation and the savings will be worthless.

Benefits to families obviously fall into a different category to fabulously large handouts to extremely rich corporations and their incompetent staff.

Not that I'm obsessed

0
FakeGeordie | 5 October 2010 - 2:56pm

Don't forget

that if certain banks think that the income stream from Student debt repasyment can be presented as a fairly reliable one, they will promptly collateralise it. In other words, they'll sell the debt as an asset backed security (the individual debt obligations being the 'assets') on the open market to raise more working capital to lend to more people.

Eventually, your little Miss Geordie's will find that their educational debts end up belonging to some investment company they've never heard of, from a country they'll never visit, with diddly-squat interest in their long-term futures. Isn't capitalism fab?

1
Vulpes Vulpes | 6 October 2010 - 12:56pm

I have a friend in New York

who has calculated it will cost roughly usd 250,000 to get both of his kids through the American University system. I have conflicting views on this - on the one hand I think 8 of the World top 10 voted Universities are in the USA so it could be argued you get what you pay for. Some tuition fees in this country are inevitable but I fear without any state intervention they will spiral out of control just like Health care and Student fees have in the USA. Recent example was on a family holiday in Florida my daughter suffered from Swimmers Ear and was in a lot of pain.We called out the doctor who administered Ibuprofen and an Antibiotic which cost us nearly usd 300 - obviously we are insured but these costs must be crippling both the insurance industry and individuals who cannot afford effective Health care. I really am in favour of smaller less interventionist government in many ways but really believe there is a need for State assistance in education and healthcare to effectively ensure the whole population benefit not just those who can afford it.

0
Steve Turner | 6 October 2010 - 7:06pm

Good post but not quite accurate

Oxford, Cambridge, Imperial London, UCL - all in the top ten - from our state university system with capped tuition fees (and the fees are fairly recent innovations)

Not likely to be so good for that much longer perhaps

0
FakeGeordie | 6 October 2010 - 7:51pm

Its not one or the other

both systems can provide the best education - 6 US and 4 UK in the top 10 looks like proof of that to me.

0
Leedsboy | 6 October 2010 - 8:05pm

True enough

But only one is facing huge cuts - potentially charging hundreds of thousands for a top flight education is socially divisive

0
FakeGeordie | 7 October 2010 - 7:31am

Money

is socially divisive.

0
Leedsboy | 7 October 2010 - 8:23am

Not half as much

as a lack of money.

1
Vulpes Vulpes | 7 October 2010 - 9:15am

Two sides of the same

(ahem) coin I would say.

0
Leedsboy | 7 October 2010 - 10:47am

Ker-tishhh

:-)

0
FakeGeordie | 7 October 2010 - 11:24am

Odd

As a Labour-voting, higher-rate-tax-paying, father of two I have found myself in the incredibly unusual position of having to defend a Tory Chancellor (yeah, I know it's a coalition government but this is hardly a Lib-Dem policy is it?) to my work colleagues this morning.

Yes, the dual vs. single income thing needs sorting out and they need to make sure that there are no loop holes for clever accountants to exploit, but in principle the idea that people earning over £40k need a hand out from the state is, surely, ridiculous?

The very fact that, like Mrs Umpire and I, Steve is saving his daughter's benefit for her future needs rather than spending it now shows that neither his family nor mine need it. Doesn't it?

12
Red Umpire | 5 October 2010 - 11:15am

Misdirection

We will lose the child benefit, which was nice but not life or death. However we can't afford to save for our kids education, or pension, or a rainy day or anything.
It was a clever thing to do - it created a lot of noise, and an impression that "we are all in this together". Meanwhile they are also saying that they will limit the amount of benefits you get to £25k. Now most of us think that is a very reasonable amount of money, especially after tax. But the 2 things combined mean that we are moving away from Universal benefits, and away from benefits according to need to a fixed sum. This is a major philosophical/political change that we are not discussing. The next steps could be withdrawing free NHS treatment for higher income earners (unless they take out extra health insurance), or reducing the top amount of benefits to (say) £12 grand per year. I am not saying they will do these things, but they are possible - all we are talking about now is the money, not the principle (like in the old joke)

2
paulwright | 5 October 2010 - 11:17am

Exactly

Whatever you think of this individual policy, what it really is is the thin end of the wedge. It's all about eliminating the concept of the universal benefit, because once one has gone, it's easier to get rid of some more.

Despite receiving it on our two, I've never been in favour of child benefit per se - if you want to have children, you pay for them - but the idea that this change is somehow showing us as "all in it together" by taking from the "better off" is garbage, not least because a dual income household of 2 £40k earners keeps theirs while the single parent next door on £45k loses his/hers.

If you actually want to bring in money from the better off, there is only one vaguely accurate way to do it - raising income tax, introducing new bands as you earn more etc. Yes, there is a 50% top rate now, but it won't be there for long. This government clearly believes in a top rate of around 30% in the long term and once its slash and burn has reduced the deficit, it will not reinstate the services that we could then afford. Instead it will just cut taxes at the top end.

This government, and the policy making cabal of Maude, Letwin and Osborne especially, believes in small state, low tax. As a principle, they're perfectly entitled to that view. But that's the debate that matters - is that the kind of country we want in the future, or do we believe that the state should provide certain things and that we be taxed accordingly.

As Paul says, in the longer term, it's that philosophical principle that really matters and that we should be addressing.

3
Molesworth | 6 October 2010 - 12:51pm

Telling to see that Tories

have definite plans on CB (saving £1 billion )but when pushed this morning on "Today" Cameron failed to say what they will do if bankers get huge state funded bonuses (around £7 billion depending on your source) this Christmas/year. He refused to say what his government do.
Easier to get tough on a small group of people with a 5% tax increase in some cases than tackle the banks who caused all the problems in the first place.
As usual the cuts policies will take the path of least resistance which most likely will mean those will least will be hit hardest.

0
Chris G | 5 October 2010 - 11:21am

Sadly ...

The bankers didn't cause it all. Our deficit would still be appalling even without the recession. After Brown sacked off his "prudence" agenda in about 2001, he was spending consistently beyond the country's means. The recession exacerbated our public finance nightmare. It didn't cause it.

And as for the bank bailout, very little money - in the big picture - was actually spent. Hundreds of billions were *underwritten*, but that's not the same thing.

The taxpayer will actually make a profit from the bailout money.

2
Bob | 5 October 2010 - 11:52am

Yep that's the prevailing spin

that's being trotted out by the Tories so as not to blame their mates in the city. Labour had a budget based on an income that income disppeared overnight because we had to bail out the banks hence the deficit.

1
Chris G | 5 October 2010 - 12:00pm

That's ...

...simply not accurate.

0
Bob | 5 October 2010 - 12:09pm

can't help it if you've swallowed

ConDem spin. Have to admit it's been very effective spin as it's becomes the prevailing "narrative" of the recession ie "it's all Labours fault". Never any admission by Cameron/Clegg that they would have been in the same position if they'd been in power and so no attempt to tackle the banks and stop the same thing happening again.

1
Chris G | 5 October 2010 - 12:20pm

Who's swallowing spin?

Find where I said it was ALL Labour's fault. Go on. Oh, you can't? Funny that.

Now find where I said the banks were blameless. Go on. Oh, you can't? Even funnier.

The recession was caused by the banks, no question. I'm no fan of theirs, not in the slightest. But as an ex Labour voter I'm disgusted by the gross mismanagement of the public purse in the last 5+ years. We'd have been in terrible deficit even without the tender ministrations of the city boys.

1
Bob | 5 October 2010 - 12:26pm

Yes and yes again

The recession was caused by the banks but not just our ones. Some US financial institutions and their dodgy mortgage broking could probably be justifiably blamed for setting the bonfire alight.

If those of you who think that Labour managed the books well in the last decade would put their hands up and I'll supply the giggle jackets.

2
Charlie Gordon | 5 October 2010 - 1:37pm

Too right.

'we've been spending beyond our means' 'becoming a third world company' & 'all labours' fault' are the type of daft justifications they're trotting out to get their Thatcher Mk2 plan going.
If the 'Worldwide recession' (the clue is in the name) was truly Gordon's fault, then the UK has much more sway than was once thought.

3
Mr Fade | 5 October 2010 - 12:33pm

It wasn't that the UK has worldwide influence,

it was that every other country had their own embedded economic villain; Gordon O'Brown in Ireland, Grdonn Brwnssonn in Iceland, Gordovros Brownapopulos in Greece, and Gordejandro Brownerez in Spain, to name a few.

Obviously, an international conspiracy was in full flood; thank God the Mail spotted it and tipped us off. Thank God MFPB and chums can save us all.

3
Vulpes Vulpes | 6 October 2010 - 12:10pm

I wonder how long it will take

Osborne promised to go after the "tax avoiders" - the super earners that employ teams of accountants and lawyers to negate their tax liability - in the Budget but I can't see any activity in this area. As usual, the easy targets that won't put up much of a fight are the ones he is going for.

2
bassclef (not verified) | 5 October 2010 - 11:30am

Steve, George Osborne isn't "thieving"

from your daughter and all the other little kiddies widdies.
He's in control of a limited budget. He has to prioritise where government spends that limited budget, on the basis of who needs it the most. Your daughter's nest egg didn't make the cut. Get over it and take one for the team.

19
Richard Lowe | 5 October 2010 - 11:32am

funny how people always happy for someone else

to take one for the team? what are you prepared to give up that directly affects the standard of your life? Less spending on roads, closure of local casualty units (this happening to us), tax rises , we all like the idea of cuts as long as they happen to other people.

1
Chris G | 5 October 2010 - 12:39pm

Well I'm prepared to give up our child benefit

which we'll no longer qualify for, same as Steve.
As far as I can gather the country is massively in debt and spending at an ever-increasing rate. It's unsustainable. It seems only fair and logical that the people who will suffer least from a "cut" should be top of the hit list.

4
Richard Lowe | 5 October 2010 - 12:46pm

What are Cameron and his Cronies

giving up? Most of them are made for life. Don't have a problem with that as long as they don't patronise me with this 'we're all in this together' bullshit. By my rough calculations my household paid around £30K in tax and nhs payments last year, £1500 per year in council tax, 17.5 percent in vat plus all the other taxes in petrol,alcohol etc. I think I contribute my fair share so would appreciate not being lectured by them or anybody else that I am not.
If they cant manage the country based on the exhorbitant taxes we already have to pay then they aren't doing their jobs properly.

1
Steve Turner | 6 October 2010 - 7:47pm

WIthout getting into everything here...

...I'm not convinced that not being able to save as much "directly affects the standard of your life".

0
kidpresentable | 5 October 2010 - 6:46pm

It's a damned disgrace

We can barely afford to run the Prius as it is.

5
Spartacus Mills | 5 October 2010 - 11:57am

...

...and those olives won't pitt themselves, you know...

2
Oscar Patterson | 5 October 2010 - 12:51pm

How do you suppose I could afford my fruit press?

And we don't even have children. Don't tell the woman from the sosh, will you? I always say they're out playing on the estate somewhere. Probably in the lower paddock.

4
Vulpes Vulpes | 6 October 2010 - 7:09pm

Slightly off topic...

... but Gordon Brown / New Labour have a lot to answer for in bringing the middle-classes into the benefits culture (which is what tax credits are, after all). It 'trapped' the middle-income earners into the New Labour project so each others fortunes were inextricably linked.

Benefits should only be paid to those in desparate need, and if you want people to be better off - make sure they get it through their pay-packet and not by hand-outs & top-ups.

5
Reno Dakota | 5 October 2010 - 12:10pm

Child benefit has

been keeping the wife in new shoes for years, she'll be bloody furious.

0
Dave Amitri | 5 October 2010 - 12:49pm

I know

I'm wondering how I will support my crack addiction now. I'll have to dip into my children's clothes funds I suppose.

Grrrr.....that Osbourne

1
Chimney Singing... | 5 October 2010 - 12:52pm

My family is going to be

My family is going to be about £2000 a year poorer as a result of this reform. That in itself doesn't bother me, and neither does the principle of restricting child benefit to low earners.

What does annoy me is that once again a Chancellor - and this happened under Labour as well as now - has targeted the middle earners, when a penny on higher rate income tax would probably have raised as much money.

I'm actually less surprised that the Tories have failed to target the high earners; what pisses me off is that Labour never did it when they had the opportunity.

0
Kit Hogue | 5 October 2010 - 12:52pm

People keep talking on here about personal benefits

... or personal taxation - it's all chaff.

Vodaphone were let off £5 billion in tax in the last couple of weeks. HMRC now have a publicly stated policy of going easier on the corporations. The banks tax avoidance and evasion is notorious.

WE are going to pick up the bill. And to make damn sure we don't try and wriggle out of any of it they're taking on extra HMRC staff to crack down on the population.

They're also going to change the laws on the right to strike.

All of these things are happening at the same time as the bankers giving themselves £7 billion state funded bonuses, and in advance of the £200 or so billion the banks are going to need next year.

The child benefit change is just a feeble attempt at persuading the dimmer members of the population and tame Tory headline writers that 'we're all in it together'.

Labour grovelling to the banks and George Bush was very unedifying - but remember Gore lost to Bush because people got blasé and said 'oh they're all the same'

They're really not - no disrespect to ordinary Conservative voters on here, its a perfectly valid outlook on the world, but the people in control of us now operate by different rules

God I am sounding like David Icke I promise I will shut up now

5
FakeGeordie | 5 October 2010 - 3:11pm

Nooooooooooooooo no no no no no.

Keep going mate. At least once a day it's good to read a post from someone who shares my analysis and expresses it more succinctly than I do.

0
Vulpes Vulpes | 6 October 2010 - 11:58am

Gore lost to Bush because people got blasé

I thought Gore won but then lost to Bush because they fiddled the votes in Florida.

0
Molesworth | 6 October 2010 - 12:56pm

OK....so

we've got a big hole in the country's finances, so we need to make some savings somewhere. Lets try:

1. Benefits
2. Defence
3. Health
4. Education
5. The Arts

Birmingham is currently hosting the Tory Conference and is full of little (self?) interest groups protesting about cuts to all of the above, and no doubt lots of other things too.

Given that you could make a valid argument for not cuttting expenditure on most of the above to some degree, where do we think the cuts should be made?

Notice I've avoided tax increases. I'm sure there should be some of those but bleeding those bankers dry is not really going to bridge the gap. Looks like we'll all end up paying even more then into the endless, bottomless pit that is the public sector.

0
el toro calvo grande | 5 October 2010 - 1:02pm

Personally

I'd cut all funding to the Arts first, then rationalise spending on benefits and see what I'd saved. Then Defence would be in line for some trimming. Then I'd pay for private health insurance for everyone below a certain threshold and let the private sector pick up the tab if an when it was needed (I have no evidence whatsoever that this would be cheaper than treating them on the NHS). Finally, I'd spend on education, but only on proper stuff like teachers salaries, books, IT, decent buildings etc.

That's that sorted then. Next problem?

1
ceepee | 5 October 2010 - 2:54pm

art for arts sake

I could be wrong but I think total spending on Arts is pretty much as rounding error on the NHS or defense spends.
What do you think education money is spent on at the moment apart from salaries, books, IT and decent buildings? Just asking.
I don't think you are going to find many takers (yet) for further privatising the NHS.

0
paulwright | 6 October 2010 - 1:03pm

Bollocks

now I'm going to have to actually think about my half-baked and ill-conceived "suggestions".

Um, OK, here goes: I'm not in favour of subsidising the arts whatsoever but am in favour of spending on the arts where there is an inclusive/educational agenda, such as, for example, teaching joyriders ballet. But only if there is evidence that this has a positive impact in the reduction of re-offending for example. Subsidised theatre/opera or dance can pay its own way. Just like pop/indie/rock music have to.

Education - I had an idea that some money must be spent on things that most sensible people would think were a waste of time, such as management consultants, outsourced support functions, away-days, team-building exercises etc, and not forgetting the money that must be spent at Government level on general interference in the educational process.

The NHS would stay the NHS. Those people with most need would be bought private health insurance. I believe there is a correlation between wealth/standard of living and the likelihood of needing healthcare - my bold and brave new system would place the burden of care onto the profit-making sector, hopefully being cheaper for the government than paying for the NHS to treat those patients.

I may of course be wrong about some or all of the above. In fact, I expect it to be so.

0
ceepee | 7 October 2010 - 3:39pm

Slightly off topic too

but when the interest alone on government debt is more than the total of the annual defence budget and almost as much as the amount we spend on education we are seriously in the brown stuff. This is before we pay off any of the capital.
I forsee major problems for our economy and our society as "real" unemployment will continue to soar and there will simply not be enough wealth creators to support the public sector. Retirement wil no longer be an option for many and you can't have two sectors to society ie those with protected pension benefits and those who have been led up the garden path with private pensions - one of Gordon Brown's biggest scams.

On the original topic any benefit system that gives cash to people that don't need it is fundamentally flawed.

2
Pinmonkey | 5 October 2010 - 1:02pm

Correct me if I'm wrong

but I'm sure 'protected pension benefits' and private pensions were up and running way before Labour came into Government.

0
Black Type | 5 October 2010 - 5:19pm

Yes they were

but I was making reference to Gordon Brown's raid on the pension industry. Prior to this our pension system was the envy of the world.

We now have a situation that unless you are able to contribute a sizeable slice of your income into a pension then you can never accumulate enough money into your pension pot to receive a decent pension. I'm not upto date on current rates but I imagine you would need a fund of around £200k to "buy" a pension of £14k per annum.

http://www.telegraph.co.uk/news/uknews/1531448/Browns-raid-on-pensions-c...

0
Pinmonkey | 6 October 2010 - 11:31am

Depends on when you take it

and a few other factors (your health, where you live, any indexing for inflation), but roughly, at age 60 today you'd get £55 a year in pension for every £1000 in your pension pot.

0
fortuneight | 6 October 2010 - 5:44pm

Pinmonkey

I think your final sentence sums it all up.

Brilliantly put.

0
jackthebiscuit | 5 October 2010 - 9:02pm

Family

I currently sit just under the bracket so this change doesn't affect me yet. But (although this is unlikely at present as I work in the public sector)if I get a pay rise or a promotion I'll sit in the higher bracket.

I have a 16 month old son and a wife who doesn't work in order to be there to raise our son. Child benefit gives us just a little extra every month that means that we don't have to make the choice of food/nappies/clothes for our son and a decent meal for me. That is after all our outgoings are taken care of. Even then with the benefit and tax credits we're getting by on just under £300 a month for food and clothes. And that will become a smaller amount come the new year and the changes in VAT.

With this change it will actually make sense for my wife to go back to work. Fine, we have that option and financially that will make it so that the extra money is no problem to do without.

But where does that leave my son?

I grew up in a single parent family and those have long been demonised for creating generations of troublemakers and all of society's problems. But I can tell you from my own experience that being brought up by my mum alone was not the problem. I didn't need a father figure in my life: certainly my generation's single parent families that I know created a bunch of people who knew who to stand on their own two feet.

No, the real problem was that my mum wasn't there. This is affecting higher earners (or not thanks to it being based on tax bracket and not total household income) first but it will filter downwards fast and all of these cuts seem to be moving towards a world where mums are no longer welcome to stay at home and raise children. Forget traditional ideas of family. Seems like you can't have that unless you can afford it.

There's a whole load of problems down the line because of that one. And possibly huge amounts of money to be made in the childcare industry...

0
SimonL | 5 October 2010 - 1:08pm

Don't worry

Most kids love nursery and thrive on it, IME. In these days of smaller families, it's good experience of sharing and co-operating with others too.

1
Lando Cakes | 5 October 2010 - 8:04pm

UK plc - sack the management

In any well-run company you wouldn't announce a major change in any one department's funding in isolation - so why do it here?

Why is this announced on its own?

Why can't we see all proposals together so as we can see the whole picture and get some feeling for the 'fairness' and spreading of the fiscal pain?

0
tim tunes | 5 October 2010 - 2:08pm

Not just why is announced alone

but why is it announced at the Conservative party's conference and not in Parliament? *

Mr. Cameron and his colleagues were quick to criticise Labour for announcing things in this way; it's hypocritical to do exactly the same.

* Obviously the answer is because it would then be announced to a more questionning audience and the announcer would be required to answer questions about it. Democracy, huh?

0
Mark JF | 5 October 2010 - 3:42pm

CD Buyers Benefit

And while we are about it how about a benefit for us poor b'stds who are elongating the death of the music business by still actually buying physical product.

We are performing a social service and should be supported

0
tim tunes | 5 October 2010 - 2:21pm
Reno Dakota | 5 October 2010 - 2:32pm

As usual

I've sat back and watched this contentious thread ripple and flow with argument and counter-argument, wary of being out-gunned intellectually by most of the posters.

But I do want to add a few thoughts.

I understand why people are angry about the withdrawal of a universal benefit, because as a consequence of being universal, it is now regarded as a right and an entitlement.
But is it such? Was it ever intended as such? It doesn't seem to me to be fair that someone earning £50,000 should be entitled to child benefit in the same way that someone earning £15,000 should.
But as previous posters have pointed out, is it fair that someone earning £45,000 gets no child benefit, while a couple earning a combined £80,000 do?
As the mother of two children, one disabled, the benefit system has allowed my family to remain housed, clothed and fed. My husband works full-time in a relatively low-paid job, and I work freelance part-time, fitted around my daughter's hospital appointments and care.
If it wasn't for child benefit and disability living allowance for my daughter, I don't know how we would survive.
But I am a stickler for fairness. That's why I declare every penny of my freelance earnings, and don't faff about trying to claim back x amount here from my home heating bill for business purposes, or petrol money there for business miles. My daughter is prescribed drugs that cost the NHS £10,000 a year. I think it's only right that our family pays a legitimate proportion of our earnings.
And so I don't think it unreasonable for there to be a cut-off point for child benefit. Being a higher-rate taxpayer seems as good a marker as any. As with any cut-off point, things become murky around the margins of it.

Wandering slightly off-topic, though, I do find it interesting that the prospect of thousands of public sector workers losing their jobs doesn't seem to have sparked the nation's ire in the same way as cutting child benefit for the better-off has.
There is this skewed image of bloated, overpaid, pensioned-up public sector workers that seems to bear no relation to reality. The vast majority of people I know who work in the public sector are people with vocations, who work incredibly hard, often running themselves ragged as more and more work is foisted upon them. People like home carers and special education workers who act as a lifeline to the vulnerable and needy and who are extremely poorly paid.

22
drakeygirl | 5 October 2010 - 2:43pm

Public Sector

I agree completely with you about the public sector. I and several of my family and friends are all in the public sector. There is bloat, particularly in middle management. But below that there are less and less people doing more and more work. My department where I work has a greater workload than we had ten years ago. We also have less than half the staff we had then. Add to that a recruitment freeze and we're facing the future knowing that we will continue to be working understaffed.

And while some salaries have risen above the private sector (some of which was deemed necessary to bring in people from the private sector)the majority of salaries are not competitive and are now for the most part frozen. Even before the freeze I'd had a grand total of 3% pay rise over the last 4 years. Cost of living increase alone would have netted me about 15% over that period.

Of course when areas of the public sector go on strike it's seen as a selfish act by overpaid pensioned up public sector workers. Like the tube strike for instance, it's very selfish that people out to protect their jobs make other people have to walk to work.

4
SimonL | 5 October 2010 - 3:16pm

I find myself agreeing with you

totally.

But I would add that the vast majority of people I know that work in the private sector work incredibly hard, running themselves ragged and have more and more work foisted on them. And the pensions and redundancy implications are less enticing.

I mean this not as a criticism, just that the stereotype of private sector workers is just as wrong as that of public sector.

1
Leedsboy | 5 October 2010 - 3:20pm

I agree with you too

I've worked both sides of the fence in the last ten years (some of which was in the same job) and reduction of 'headcount' and people working themselves ragged is simply a fact of a lot of jobs.

0
SimonL | 5 October 2010 - 3:39pm

these "solid gold" public sector pensions

are a myth really, some staff who have worked all their careers may have a reasonable pot (paid for in exchange for years of lower pay) but increasingly many staff are on fixed term contracts, or similar so don't qualify same goes for redundancy pay.
In fact most of the social contract with Public sector has gone, in the past in return a pension and better job stability was traded for low pay, public duty and worth while work . In fact because budget have been cut even those motivated staff are finding they can't even do their jobs as they have nothing to spend a natural consequence as managers prefer to protect jobs at the cost of capital or operating budgets.

All that has gone now as short termism has robbed any of the enjoyment from the work and there's a divide between older colleagues on permanent contracts and the rest of us who barely have time to find out where the toilets are before moving on.

I know private sector has it's disadvantages and struggles and that there are people swinging the lead in councils etc but the public sector isn't some wonderland filled with cream cakes and golden handshakes.

4
Chris G | 5 October 2010 - 3:41pm

My experience

working for a company that takes on employees from different organisations, is that the public sector ones have more expensive pension schemes. I have seen the costs. I know this is changing but the plain fact is that it has changed for private sector companies already and is changing in the public sector.

0
Leedsboy | 5 October 2010 - 4:07pm

Not the individuals

The 'public sector cuts' didn't spark the same sense of outrage I guess because a greater number of people couldn't fault the logic that spending was too high. The unfortunate fact that a number of hard-working talented people earned their living from the 'bloat' is a different issue but doesn't negate the fact that cuts needed to be made.

0
tim tunes | 5 October 2010 - 4:30pm

and what will these people do

once you've sacked them? I still haven't heard a convincing explanation of what people will do. These being real people not just random percentages. I've not seen massive swathe of private sector jobs appearing quite the reverse.
Not necessarilly an argument against cutting peoples livihoods I just haven't heard anyone from any group or party explain where thousands of people are going to earn a living.

0
Chris G | 5 October 2010 - 4:38pm

Yes

I find that one interesting too. All the slack from public sector 'downsizing' is going to be taken up by growth in the private sector? Where will this growth come from? The numbers that are being trotted out seem almost religiously optimistic. We've seen what happens when you try this: just look at the North East and what happened to it in the 1980's. The fact is, there is no plan and, just like Labour, lots of this is being run on hot air and blind faith.

For thirty years, governments of all stripe have run down manufacturing, discouraged research and development by making it financially difficult. And even private ownership is no silver bullet - accounting sharp practice to hide terrible financial management; asset stripping to satisfy cloying shareholders wanting their pound of flesh as dividend.

So both the public and private sector are being bled slowly to death. And of course we were pushed towards an economy that depended on financial services and its offshoots. When the banking crisis hit, was it any wonder we got caned and the like sof Germany, with a strong manufacturing sector and a diversified economy got off lighter than us, though not unscathed.

This is the true legacy of Thatcherism: a defenestrated economy and now a government who are having to slash and burn because there's nothing for them to hawk (like in the 80's)

2
illuminatus | 5 October 2010 - 5:51pm

Presumably

it is expected that they will join the absurd Golgafrincham B Ark that makes up much of the 'private sector'.

1
Lando Cakes | 5 October 2010 - 8:22pm

but

wasn't there a major problem with an infectious disease after the phone sanitisers buggered off?

PS: we're all part of a post-industrial service economy ... most of us are fucking B-Ark people

0
Glenbervie | 5 October 2010 - 8:30pm

Don't deny the problem

but it doesn't mean its the wrong thing for a government in this position to do

0
tim tunes | 6 October 2010 - 11:23am

Drakeygirl you are right about the Public Sector

and that is another area that deserves closer examination. My brothers Girlfriend works for Birmingham Council ironically helping those homeless or on benefit. She loves her job and works bloody hard. They were recently given notice that all of their jobs are under threat and they would eventually all have to re-apply and those successful would be given new contracts. No doubt these new contracts will be for lower paid positions and with no redundancy benefits should they eventually fall under the axe. We really should be worried about where all of this is leading.

0
Steve Turner | 6 October 2010 - 7:19pm

Living on £50 per week Carer's Allowance.

My heart bleeds for most of you.Stop moaning.

22
Pencilsqueezer | 5 October 2010 - 3:13pm

Thanks pencilsqueezer

Been waiting for you to comment.
These whingers don't know they're born. They should all get on with life and stop bleating.

2
bassclef (not verified) | 5 October 2010 - 6:02pm

I have absolutely no wish to come across as someone

who thinks he's doing something noble or worthy by being a carer.It was a choice I made many years ago and at no time have I regretted my decision.I share many of the concerns that are expressed on this thread about the direction our country is being taken in by this shower but I can't say that I am at all surprised.I have the greatest respect for all the Massive and consider myself honoured to be among you,but I do think some of you should take a reality check,count your blessings and stop moaning.It's going to get a lot worse yet and some of us are in a much more precarious position than some of you so get a grip.

8
Pencilsqueezer | 5 October 2010 - 8:00pm

my dear chap

i have looked deep into my soul in the past few years and decided, in a terribly unhip way, that i am hardly metrosexual and a long way off being happily gay ... i am an archetypal middle-aged straight bloke ... but i would happily squeeze your pencil any day of the week x

0
Glenbervie | 5 October 2010 - 8:35pm

Best offer I've had in a long time.

But Manly hugs and maybe a quick snog when the GLW isn't looking would suffice.Thanks.

0
Pencilsqueezer | 6 October 2010 - 7:54am

I'm much more annoyed...

...about 20% VAT come the new year, rather than taxing the £100k earners an extra 1p in the £. Or something.
BTW, a friend of my brother's who works as a PFA in a leafy part of Cheshire, in Gideon's constituency met Mr Osborne, asked him a few pertinent q's relating to tax and drew the conclusion that he knew f**k all about his brief. Which is slightly depressing.

0
Richie B | 5 October 2010 - 3:17pm

He's notoriously thick and stubborn. That's the idea.

This is his employer's big chance to smash the 'woolly liberal postwar twin party consensus'. For that job you need a boneheaded millionaire stockbroker in there, not a thinker...or moralist

1
FakeGeordie | 5 October 2010 - 4:01pm

philosopher

I believe that Viscount Osborne is a moralist and a political philosopher. I think he is wrong, but I don't doubt his sincerity. He is doing what he thinks he is right. Whether he is up to the job is another question. To be fair he is doing exactly what he said he was going to to do - complete the Thatcherite restructuring of the state. I don't know why it is a surprise to people, unless they were only voting against Labour without thinking about what they were voting for...

1
paulwright | 6 October 2010 - 1:11pm

I predict that it won't happen

or else that it will be revised somehow to make it more palatable.

I have taken the dual income 'loophole' as being there to favour working mothers, the majority of whom themselves won't push through the 40% barrier and have husbands who won't either. They have to pay for after-school clubs and the like so they should keep the benefit.

0
kb | 5 October 2010 - 3:28pm

My son's Child Trust Fund..

Gets topped up once a month by his child benefit. It'll be a nice little sum for him to use to buy a car or whatever come university.

From my perspective, universal child benefit is a disgrace. Why should my wife and I be trousering money we can easily do without whilst others are struggling? The question, however, is where, and how, we make the cutoff.

2
Lenny Law | 5 October 2010 - 3:44pm

Child benefit

Is it mandatory to receive CB or do you have to claim it? If it's the latter, you could've avoided that nagging sense of guilt by simply not claiming.

0
Spartacus Mills | 5 October 2010 - 4:00pm

I believe it's automatic.

Something about the historical thing of it being paid to the mother so she's got something for the kids after dad's blown his wages down the pub / bookies again.

0
Lenny Law | 5 October 2010 - 5:09pm

It's not automatic

You have to fill in a form to claim it, and give your bank details etc.

1
Hannah | 6 October 2010 - 9:38am

Thanks Hannah.

Lenny, old chum, can you post your bank details here please? Some of us will be pleased to help you with your conscientious desire to redistribute wealth more equitably.

0
Vulpes Vulpes | 6 October 2010 - 12:18pm

My worry

I have a sneaking suspicion that the Law Famile's CB money wont be used to help people less well off than Lenny.

1
BigJimBob | 6 October 2010 - 3:21pm

I had another chilling thought today.

The cut won't affect me, I suspect. And many others like me. Because I run a Limited Company, the salary I draw is of around £40,000. Anything more than that is paid as a dividend and taxed at a lower rate.

This is another tax loophole which needs looking at but probably won't be. It's the one the real high earners will be exploiting, via accountants, to avoid the 50% tax rate. And the 40% one as well. Further reducing the tax-take.

0
Lenny Law | 6 October 2010 - 8:07pm

Lenny

You choose to do this. You don't have to.

2
Leedsboy | 6 October 2010 - 8:12pm

The top 5% of taxpayers

Pay on average 16% of their income in tax. Apart from non-doms (£30k) and the Tory party chairman. That is still shed loads but doesn't reflect their earnings.

I don't believe 'soak the rich' - super tax didn't work - but a country whose finest legal and financial brains (biting my tongue, biting my tongue...) expend their efforts on tax avoidance has a morality problem.

The report into what went on with the Rover board in the Power days is genuinely distressing - worth a read... hint may make you a bit cross

0
FakeGeordie | 7 October 2010 - 11:32am

Super Citizens

Perhaps there could be a reward system for those who forego benefits that are due to them, or maybe opt to have a reduced personal allowance or pay a higher voluntary rate of tax?

They could get to the front of queues or have a special badge or something? Maybe if you overpay by enough you get an OBE?

0
tim tunes | 5 October 2010 - 4:26pm

Steve...

...needs to get a sense of perspective. Anyone currently unemployed but who owns their own home (and yes, I'm included) has just had their mortgage interest support cut by around 70%. In my own case that means I now get £25 a week when I was getting £120. Given that that payment is not being topped up from any other source, everyone in that position simply has £100 a week less to live on. Try that with no income then bleat about losing your child benefit (in 3 years time, by the way).

No TV outrage at this one though. Slipped through in the budget by Gideon without anyone appearing to work out what it really meant.

What I object to more than anything is this constant lie from the Tories that the extent of the coming cuts is a necessary response to the financial situation. It's hard to argue against cuts of some description, but they are using the overall, un-questioned support from the public to go much further than the economics of the situation demands and use the situation to install political changes that no-one voted for.

Perhaps when the true depth of the cuts becomes clear people will wake up to what's really going on here.

2
ainsley009 | 5 October 2010 - 4:26pm
stimpy | 5 October 2010 - 5:52pm
illuminatus | 5 October 2010 - 6:15pm

Crypto racism

people use it to imply a negative (and incorrect - he isn't Jewish) rich/Jewish connotation, which is a pretty poor show really.

1
Twangothan | 5 October 2010 - 7:34pm

I used it earlier

and yes, I used it to imply he's rich and George is a less ostentatious name. My implication is that he's a phoney - a rich guy pretending he's not. In no way was it meant to be anti-jewish. I wasn't even aware it was a Jewish name. Actually I think it's a very nice name.
Whichever way you look at it, he's rich and priviledged, disappeared throughout the election and has rarely given any interviews today. I'm not a fan.

0
Mr Fade | 5 October 2010 - 8:00pm

Gideon

Surely it is a Judeo-Christian name? Lots of Christians have names from the Old Testament, which might be seen as Jewish by ignorant racists. His background is fair game because of the personal implications to him of the policies he is following (i.e. no measurable impact at all) - his religion is irrelevant.

0
paulwright | 6 October 2010 - 1:16pm

Not in my house

Never actually thought of it. I personally have used it because I thought it was a name that fitted his clueless twunt behaviour, as it rather evokes a slightly Tim Nice But Dim sense to me.

He's probably been described as a "bloody good bloke" by his friends...

1
illuminatus | 5 October 2010 - 11:47pm

It Never...

...even crossed my mind that there might be anything "jewish" about it. I use it simply to highlight the fact that Osborne changed his name, which, deliberately or by chance, has appeared to play down his somewhat privileged roots.

It may not hold up to much detailed analysis, but let's be honest, we're not quite "all in this together" unless the economy collapses completely and the trust funds are worthless as well.

1
ainsley009 | 6 October 2010 - 9:47am

Oh, so it's a childish jibe at his unusual middle name?

Pathetic. My middle name is Augustus, would you like to take the piss out of that now?

2
stimpy | 5 October 2010 - 8:24pm

Yo, Gusty!

Gideon was his first name. He changed it. Pathetic - if understandable.

0
Lando Cakes | 5 October 2010 - 8:28pm

He changed it when he was 13*

Hardly an act of conscious politically motivated re-branding :-)

(*according to ver 'Pedia)

2
stimpy | 5 October 2010 - 8:32pm

It's an odd thing

to do at 13, wouldn't you say? I didn't choose my own bedtime at that age, let alone my name.

And, in any case, there's no getting around the fact that he just looks like a Gideon.

0
Lando Cakes | 5 October 2010 - 9:19pm

My uncle-in-law...

changed his name in his teens. Wouldn't you, if you'd been christened the Spanish equivalent of "Hyacinth"?

2
Archie Valparaiso | 6 October 2010 - 9:28am

Similarly my cousin

decided in his teens that he didn't want to be called "Aubrey" any more, and a school friend deciding that "Victoria" wasn't for her.

I have no problem with people choosing another name for themselves - our names certainly define us, but they're necessarily given to us by other people. If someone's unhappy with the name they've been given, why not?

1
Hannah | 6 October 2010 - 9:54am

I think he should be allowed

to change his name if he wants. Have a go at him for his decisions relating to his job, not his personal life seems to be reasonable enough. He's a pretty easy target without resorting to playground stuff.

5
Leedsboy | 5 October 2010 - 8:36pm

not unless

you were a boy named Sue

0
Glenbervie | 5 October 2010 - 8:38pm

No Brickbats

I'm a fan of things classical, so Augustus is fine by me. I'm just a tiny bit disappointed your parents didn't push the boat right out and make it Octavian instead :)

0
illuminatus | 5 October 2010 - 11:48pm

It's a family name in that the first son

is always named Augustus - both my father and I had it as a second name rather than actually being called Augustus :-)

1
stimpy | 6 October 2010 - 6:23am

~I knew a Quintus once

and yes he was.

0
BigJimBob | 6 October 2010 - 3:27pm

A mate of mine is in the same position

except the name passed down to him was 'Valentine'. I think you got away with dignity intact :)

0
illuminatus | 6 October 2010 - 5:39pm

Ainsley that is diabolical

and sorry to hear about it. Another example of the duplicity. I cant believe my post has generated such a response. My gripe as i thought was clear in my original post was not the loss of the benefit per se but rather that I mistakenly thought it was for Children not for adults. As someone else on her has pointed out I would more willingly pay an extra 2p on income tax.
You can bet that the proposed VAT rise to 20 percent will not be reduced in the future - more likely it will increase to 22.5 percent.
Let's see what pay awards mp's get next time round.

0
Steve Turner | 6 October 2010 - 7:29pm

The cuts

are becoming the excuse for everything.
Not a sentence passes a politicians lips any more without the word 'cuts' being involved.
I think this is the tip of a twatting big iceberg and if you are getting in a tizzy about this, you ain't seen nothing yet.
I am also surprised that people can't believe 'middle England' gets shafted yet again. Politicians fight for their vote by not speaking out about drugs and similar risky subjects, then those voters get it in the neck. Every. Single. Time.
The rich boys will win. Every. Single. Time.

0
jimmyshoes01 | 5 October 2010 - 6:22pm

As the father of two young

children I will lose £128 a month. Child Tax Credit is also likely to go, meaning I'll lose another £40 a month. So I'm about to be £168 a month worse off.

I only just earn above the £44k threshold for this and live in the South East with a typical South East mortgage to pay. The loss of this money will make a massive difference to our way of life, which is already hardly extravegant.

I'm not looking for sympathy, but just wanted to show how these cuts are not just affecting some kind of comfortably well off middle class, but also people for whom there is usually too much month left at the end of the money.

2
Johan | 5 October 2010 - 7:44pm

A broad brush moan

I think people need to be weaned off the idea that a job is for life whether you work in the private sector or the public sector. Too many expect the government or their employer to give them guarantees for employment that just aren't capable of being underwritten anymore, thanks to the wonderful world of capitalism, and its evil twin corporatism: the system that allows government to deal with the top tier of the private sector to the extent that it can sell the illusion that large corporations improve on what the public sector can do. Complete and utter tosh. It's just a system of mutual back-scratching designed to make governments look good and large companies look competent because their balance sheets look healthy.

Corporatism is the ugly hegemony represented by the mistaken belief that the profit motive drives efficiency and that this level of efficiency can only be delivered from a corporate platform; that systems, rather than people, deliver the ends we want. Governments buy into this idea and foister it on us with crap like PFI and centralised funding regimes that merely act as methods of maintaining the status quo. Yes, the public sector can be wasteful of our money but so can the private sector of its own. Corporatism stops the waste being weeded out: the natural destruction that is supposed to underpin the capitalist model. This is why we end up with banks that are "too big to be allowed to fail".

People decry the loss of "the manufacturing sector" as if it was the fault of Thatcher. Complete and utter bollocks. The manufacturing sector was lost because Britain became crap in many areas of manufacturing because too many people looked to others (i.e. government) rather than themselves to justify their employment status (owners and workers). Blaming Thatcher or any government, whatever political persuasion, for the loss of manufacturing is burying your head in the sand. Britain's manufacturing sector had become inefficient and slack: blame management, blame unions, blame the inability of people to wake to the reality of the torpid status quo of Britain in the 70s before you blame Thatcher.

Britain will only have a vibrant manufacturing sector if it has a proper open market system that can allow enterprise and entrepreneurship to flourish. To do that government needs to f*ck off out of the way and stop propping up the corporate system that we currently have as illustrated by PFI. If less people looked to government for justifying their place in society it would help government free itself from propping up corporatism: the real pyramid scheme that brought this country to its knees 2 years ago.

One system of status quo has been replaced by another.

Britain can still have a manufacturing sector if more people were encouraged to be enterprising rather dependent on an employment model that is based on the "job for life" idea. A "job for life" is based on the mistaken belief that you have a manufacturing system that can last a lifetime. Sorry, but capitalism doesn't provide that guarantee and all that corporatism and government manipulation in the capitalist market-place does is prolong the illusion that such guarantees can be made to people. Companies will only survive in the long-term (providing more scope to provide jobs for longer) if they learn for themselves what is needed to stay competitive rather than relying on safety-nets of government support.

Wake up.

2
Ahh_Bisto | 5 October 2010 - 8:19pm

Bang right about misplaced seventies nostalgia

and things did have to change as the decade went on, it was dreadful. What happened was going to be pretty dramatic whatever happened and as it turned to - it was the Thatcher government.

But I still feel you can point a finger at the policy of British governments ever since to allow the wholesale stripping of Britain's wealth-creating capacity, frequently in hostile takeovers that pile the debt onto the target. The banks use debt gearing and the dreaded fractional reserve banking model to invent money to smash companies, leaving the residue to pay back the debt.

Its incredible how much has gone - ICI, Pilkingtons, Cadbury, Marconi, most of the defence sector (mixed feelings about that..), an enormous list - but also all the government research that used to be done, by bits that got privatised and simply cut it out altogether. There is a huge list of profitable businesses that have been flattened to meet some analysts p/e ratio.

Things were bad in the seventies but these are desperate times - there has been a really fantastic explosion in debt and this has been used to disguise the fact that the country just doesn't make very much any more - since all the banks do is skim other peoples economic activity - creating imaginary cash to lend out - even if there is a recovery all teh money is going to them. And since they drove us off a cliff two years ago - there isn't any money at all.

The banks will be back for their next £200 billion bailout in a year. They will make damn sure they get it. Hard work/good ideas/dedication - all pointless. Tinkering with child benefit is a bewildering and irrelevant distraction

0
FakeGeordie | 5 October 2010 - 8:36pm

Well, partly

Part of the problem was the Thatcher wing of the Tory party pushing on with Friedman's worldview. Many of the big industries were subsidised while making losses in the seventies. This, of course, was greatly curtailed post 1979. This would have been fine if most of our major competitors had done much the same thing, but they didn't. The US Steel industry (even under Reagan), for example, was hugely protected from international competition and subsided heavily. Many emerging countries used subsidy to undercut prices and dump goods into other markets.

At the same time, the overpowering influence of the unions had helped to foster mistrust and stagnation. There had to be a change, but I think the scorched earth tactics and the misplaced realignment of our economy then must be laid, at least in part, at her feet. I think the late Keith Joseph must take a hit too.

0
illuminatus | 6 October 2010 - 12:00am

Can't disagree about the unions

But they were after all part of a post-war command economy consensus that was unsatisfactory on all fronts. It had to break and in the end it did - the 80s were pretty terrifying (cold war, IRA) and depressing at the same time, no pictures of Duran Duran will persuade me otherwise. But the biggest Thatcher mistake - way more than anything else - was to smash the padlocks off and allow the financial services sector wholesale rights of pillage, and to lend out huge amounts of money they didn't have to enable hostile takeovers of wealth-creating businesses. That's what has got us to this strait.

1
FakeGeordie | 6 October 2010 - 10:22am

Lesson from history?

Wasn't the Thatcher-ite and Reagan-ite, widely adopted ideal of absolute de-regulated free market the cause of all this trouble, dismantling and removing the checks and controls brought in to the financial system after the original 1929 stock market crash, that were intended to prevent anything like that happening again?

3
Sven Garlic | 6 October 2010 - 8:24am

Yes

But keep schtum, the free marketeers don't like to talk about that. :)

0
illuminatus | 6 October 2010 - 11:01am

Britain is the sixth biggest manufacturing country in the world

Surprising isn't it? I found this out from an interview on the BBC with their economics correspondent. It's only a couple of minutes long, and worth listening to. The problems appear to be that the sector has slumped since 2008, and overall fewer people are working in it, mainly due to increased efficiency in manufacturing techniques, not lack of efficiency. Even after the slump, Britain is still producing more in manufacturing that it was in 1979. But as the reporter says at the end, does that matter if there are worthwhile jobs elsewhere? And that's the problem - lack of jobs. There's nothing special about manufacturing jobs.

http://news.bbc.co.uk/1/hi/uk_politics/election_2010/8655220.stm

(I have posted this before on another thread, but thought it was relevant here.)

1
Melville | 5 October 2010 - 9:05pm

But a country can't pay for itself...

By everybody holding doors open for their neighbours - in the end goods (in whatever form) have to change hands. The banks take a cut, they don't 'create wealth' - you can see how responsible lending (and borrowing of course) is a way to enable businesses to function but the banks profits are money they take OUT of the economy having lent imaginary cash that they create under fraction reserve banking - for example the state funded £7 billion in bonuses which all comes as a cut from the rescue money pumped in directly and indirectly (e.g. borrowing money from the BoE at 0.5% and lending it back to us at 3% gilts - or the 20% they are charging their private customers).

Banks salaries do not all 'trickle down to the poor' either - a significant proportion leaves the country and what stays is notoriously undertaxed. A few posh car dealerships and estate agents benefit but as a society we are worse off by the concentration of so much capital away from useful purposes.

Manufacturing is still quite resilient in the UK in some ways - management can be shocking (its sort of where I work) but there are plenty of good engineers and designers - but the biggest engineering company in the UK is TATA industries. The profits, the patents, the intellectual property goes overseas. I have no doubt that they are good employers and value their UK workforce but when push comes to shove will they keep the UK plants open? Its not something our government could even influence any more

0
FakeGeordie | 6 October 2010 - 8:14am

The manufacturing myth

Everyone says that manufacturing is dead in the UK. Especially manufacturers. The thing is, it is just not true. I don't know when this became the accepted wisdom (the 70s?) but you almost never hear anyone pointing out that the UK is a huge manufacturer in relation to its size - and very good at it. Yes there is a relative decline, but the USA was the world's leading manufacturer 100 years ago so it is not that recent.
It is a corrosive and self defeating myth - like the "fact" that we don't have a car industry. All those cars made by Nissan, Toyota and Honda (and untill recently Peugot) don't count somehow.
I do a lot of things in the Chemical industry - and (exaggerating only slightly) they all tell me that the industry is dead in Britain and has no future. Oh, but business is up for them personally and in fact they are looking to expand. But is difficult to get funding for a "declining industry".
Why don't we try talking ourselves up, not down? Profoundly unBritish I know, but better than telling ourselves lies about how crap we are. That is a sign of depression (psychological, not financial).

(End rant mode - sorry)

0
paulwright | 6 October 2010 - 10:05am

Good point well made :-)

We're good at a lot more than financial derivatives. in fact as recent events have shown , despite all the bonuses to the contrary, we are really fantastically bad at financial services and don't have even a basic understanding of how to stop it blowing up.

What I WOULD say though - sorry I really am repeating myself - is that those companies you mention are all foreign owned and that's where the profits, patent, and ultimately the control belongs as a result of government policies for the last 30 years

0
FakeGeordie | 6 October 2010 - 10:26am

Different manufacturing though

I agree that manufacturing is a big part of what this country still does in terms of GDP. I have worked for the same Freight Forwarding company for the last 22 years and nearly all the manufacturers that were my clients when I started with them have pretty much gone. Birmingham had a strong auto parts manufacturing base - went with the decline of British Leyland. All of the heavy industry in the West Midlands conurbation has disappeared to be replaced by light industry but still exporters. As n Island economy we have to export. Why then are university business graduates taught that a prosperous economy must be service industry lead? There must be a limit to how many financial advisers, beauty therapists, fast food shops etc etc that we have. I think the writing was on the wall regarding this governments attitude to manufacturers when they refused to grant A LOAN!!! to Sheffield Forgemasters for their technologically advanced Nuclear industry related manufacturing programme. Incidentally this would have created a number of jobs in a recession ravaged part of the country. We are all in this together!!

0
Steve Turner | 6 October 2010 - 8:41pm

Forgemasters

I can't help but believe Forgemasters got the shaft to prove a point. Doesn't make sense any other way.
I agree about the foreign ownership - but the lesson I would draw is we can do this, why dont we do it for ourselves. Not that we can't do it, and the industry is gone. (not that that was what you were saying)

0
paulwright | 8 October 2010 - 8:28pm

Even a broken clock is right twice a day

Though I loathe to say it, I agree with Gideon and the Tories on this one. The Cake family will lose out but it will be bearable. I would have been happier with an honest income tax increase - which would have avoided some of the gross unfairness in disproportionate impacts - but hey ho.

My motives aren't quite the same as Gideon's though. There's no doubt that this is intended to strike a blow against the notion of universal benefits - in that sense, it's a proxy for the NHS.

I'm rather more alarmed at the Daily Mail-appeasing announcement of a cap on benefits. It'll certainly make it difficult for the forthcoming mass of redundant public-sector workers to retain their social housing. you know, it's almost as if it hasn't been thought through properly.

0
Lando Cakes | 5 October 2010 - 8:42pm

I wonder if these particular benefits are going to be cut.

The below is a c&p from a review of "Who Owns Britain?" by Kevin Cahill.

Also a stark expose of how this land of ours really works.

"For Britain, Cahill analyses this landownership, showing how a tiny minority exploits British society. 160,000 families, 0.3% of the population, own 37 million acres, two thirds of Britain, 230 acres each. Just 1,252 of them own 57% of Scotland. They pay no land tax. Instead every government gives them £2.3 billion a year and the EU gives them a further £2 billion. Each family gets £26,875.

By contrast, 57.5 million of us pay £10 billion a year in council tax, a land tax, £550 per household. We live in 24 million homes on about four million acres. 65% of homes are privately owned, so 16 million of us own just 2.8 million acres, an average 0.18 acres each.

The top landowners are the Forestry Commission, 2.6 million acres, the Ministry of Defence 750,000, the royal family 670,000 (including the Crown Estate 400,000 and the Duchy of Cornwall 141,000), the National Trust 550,000, insurance companies 500,000, the utility companies 500,000, the Duke of Buccleuch 270,700, the National Trust for Scotland 176,287, the Dukedom of Atholl 148,000, the Duke of Westminster 140,000 and the Church of England 135,000.

The Forestry Commission, Britain's biggest single landowner, runs its holdings conservatively and secretively. We could expand the forest estate by a million acres a year, producing rural jobs, getting profits from the sale of wood and pulp (cutting our balance of payments deficit) and reducing the output of greenhouse gases. This would cost between £588 million and £750 million.

Through the 18th century enclosures, the landowning class stole eight million acres from the people. They still hide their crimes and their takings. The 1872 Return of Owners of Land was made, but then hidden and never updated. Shares have to be registered; land doesn't. The Land Registry does not know who owns between 30 and 50% of land.

Cahill compares Britain with other countries where revolutions have ended the feudal tenure of land. Denmark redistributed its land to the peasantry in 1800. In Ireland, in 1876, 616 landowners owned 80% of the country. By 1930, 13 million acres of Ireland's 20 million acres had been sold to owner-occupiers. Now, there are no landlords - home ownership is 82%, Ireland's 149,500 farms are 97% owner-occupied and owner-farmed, there is no poll tax, water is free and pensioners get free transport, TV and glasses.

Cahill claims that Blair's reform of the House of Lords "definitively cut the permanent link between power and the landowners." But just as in 1872, the state is defending landed capital by making it less visible. Class power does not depend on sitting in the House of Lords, but on private ownership of the means of production, protected and subsidised by a capitalist state. The Greens, like the heritage lobby, shield the landowners against public ownership of the land.

The Department for Environment, Food and Rural Affairs says its mission is to shift EU subsidies from food production to land management, but the EU already does this, with its £2 billion annual subsidy to the landowners, not to working farmers. We need to produce our own food: food production is in our national strategic interest. It is a national security issue that must not be determined either by the EU or by the market.

Landowners' wealth is a parasite on Britain, the least productive part of the economy, with the most state support. Their wealth comes not from farming, nor even from renting, but from trickling land onto the urban housing market. They sell land to property developers, at an average price per acre of £404,000 in 1999. The clearing banks and building societies strip our industries of investment capital, then support their clients the landowners by running the rigged and overpriced land market.

Britain needs land reform. "Windfall gains on development land should be made subject to windfall taxes." We should also tax land and stop the owners avoiding tax through offshore trusts; this could raise £17 billion. The European Convention of Human Rights says there should be no confiscation without compensation. Haven't landowners had enough compensation already? We need more land for housing. This would cut land prices, free more to invest in good quality, spacious homes and gardens, and revive the building industry."

Cut this out and send it to all your friends.

4
itfc1959 | 5 October 2010 - 8:45pm

Nail/hammer head hit etc

Have a look at this too. Robert Peston's blog has been illuminating/terrifying and even the rich posh boys are starting to tremble at what they have created (a few changed minds among the regulars). The IMF and even the Daily Telegraph financial pages have come to the same conclusion i.e. we're f***d. A few quid here and there on benefits really isn't going to help much.

Bear in mind the USA is in much worse shape and hyper inflation is a real possibility

http://www.bbc.co.uk/blogs/thereporters/robertpeston/2010/10/swiss_medic...

This is the best post, about half way down

"According to the IMF “Nearly $4 trillion of bank debt will need to be rolled over in the next 24 months,” Apparently our banks need to refinance between £750bn-£800bn of funding by the end of 2012, of which £285bn is our emergency loan, which is about to expire.

And unsurprisingly, they reckon the banks will need more ‘tax-payer’ support to prevent potential funding problems. And they’ll get it to.

The UK Government won’t be able to afford it of course, so there’ll be more ‘quantitative easing’.

A lot of this debt was based on promises to pay that were no good, and I reckon they intend to inflate it away, along with everyone’s wages and savings. "

0
FakeGeordie | 5 October 2010 - 9:00pm

And the funny thing is

13 years of labour government did nothing about it, and the differential between rich and poor got wider. I'm not a Tory but frankly could they be worse than the last lot, bankrupting the country, mortgaging the future (as stated earlier) with PFI deals which gear up the costs of hospitals and other building project as a con to get them off the pubic balance sheet whilst remaining "extremely relaxed about people getting filthy rich". Let's remember it was the vibrant post Thatcher economy that Gordon took over which provided the springboard for New Labour, until he wrecked it that is.

2
Twangothan | 5 October 2010 - 10:38pm

Ye-es

I would rather they had soaked the rich. However, it was clear that the public were only prepared to accept a Labour Party that did not have such ambitions.

And while ambivalaent about PFI, it did result in new schools and hospitals that we would not otherwise have had.

0
Lando Cakes | 5 October 2010 - 10:50pm

PFI is a moot point

£11 billion worth of buildings, £65 billion worth of debt. Doesn't seem very good value to me. The missing £54 billion goes to the banks and mysterious brass plates in the Caymans in a busy 'after market' divvying up the guaranteed taxpayer income - and the local health authorities will struggle to do much more than pay their locked-in PFI bills in the coming years...

Cancelling the schools building programme on the face of it was an act of vandalism but I think it is one thing the coalition got right - the money wasn't really going to schools building (its essentially like the fact that DFS etc sell debt, not sofas)

And perhaps that's the problem with Nu Labour in a nutshell - tinkering with complex financial deals (its true of tax and benefits too) while the macro economics were tilted towards straightforward wholesale plunder - and I have no idea why Blair and Brown ended up in that place. What the hell happened?

0
FakeGeordie | 6 October 2010 - 8:45am

Having your cake and eating it?

Probably it was 'cos the tories made income tax rises taboo so all sort of tricks were used to find money for public services - like doing it on the never never. It's down to that woman again ;-)

0
Sven Garlic | 6 October 2010 - 12:16pm

"the vibrant post Thatcher economy"

Only in parts.

1
illuminatus | 5 October 2010 - 11:58pm

Most certainly not in the public sector

where I worked. Education was hammered under Thatcher. So much so that I left the sector, never to return. Some might think that was a blessing (idle, feckless little bleeders, kids, hate the lot of them), but the fact that I'm successfully pursuing my chosen alternative career (IT) 24 years later, tells me that it was education's loss, and my gain. I was not alone in leaving, and it was mostly down to Keith Joseph and his mistress-in-charge. They screwed teaching, and were anti-intellectual to a fault. I hated them then, and still do.

5
Vulpes Vulpes | 6 October 2010 - 7:21pm

Thank you

It makes me feel much better to think that I was not the only one to despise the swivel-eyed nutter that was Keith Joseph.

3
illuminatus | 6 October 2010 - 11:09pm

Apocryphal ...

... almost certainly, but I like Keith Joseph's reported response when presented with evidence of the success of a particular approach: "Yes, yes, it works in practice, but does it work in theory?"

0
epigone | 7 October 2010 - 8:09am

...anyone fancy

a pi... oh, no. No one can afford one.

1
Adman | 5 October 2010 - 9:16pm

Yes, in fact, I need a pi...

..ss. I'll come with you. It used to cost a penny.

I'm fed up listening to other sorting out the economy.

That is, unless you were talking about a pinnacolada? I can't manage one of these.

I can afford a pie and a pint.

0
bigsteviecook | 5 October 2010 - 9:33pm

Don't say piss..

It's a very rude word.

0
Doug B | 6 October 2010 - 1:01pm

I said it once

but I think I got away with it

0
DogFacedBoy | 6 October 2010 - 1:32pm

George Osborne

I agree with the original post-Osborne=utter bastard

0
davemc | 5 October 2010 - 10:03pm

Of trolls and polls ......

Terrific posts, chaps and chappesses, much food for thought. Not much to add to the collective knowledge, but just these three random thoughts that haven't been brought up in any of the other 130+ posts:

(i) I notice the original poster has yet to make any other posts about this matter.

(ii) I think that it was about 40% of the eligible voting population didn't vote in the general election; I therefore (probably erroneously) assume that a very-roughly similiar percentage of posters on this thread were among this group that didn't vote. To this group, I'd say, you didn't vote for this change to CB, or for anything else for that matter, maybe you should have had your say when you had the chance; now this cut will be enacted, maybe next time you should.

(iii) Furthermore, a fair chunk of people who did actually vote, voted Tory; again, there might well be a similiar percentage of posters on this thread who did exactly this. To any members of this group who are angry about this change to CB, I'd say, you voted for this, you're getting what you voted for.

BR
FT

PS maybe it'd be better and more polite to refer to Osbo by his nickname at University, that of 'oik', bestowed on him by various Old Etonians because he went to a 'lesser' public school that presumably cost only 5 grand a term rather than Eton's 15 Gs (or whatever the going rate is!)

PPS hah hah hah! capthcha is .... tuf! As in luck!

0
Freaky Trigger | 5 October 2010 - 11:02pm

Except...

the Tories (and LibDems) were pretty explicit in their support of the sacrosanct nature of CB during the election campaign, so it can hardly be said that people voted for this particular change in policy:

http://www.nextleft.org/2010/10/tories-and-libdems-break-campaign.html

0
Black Type | 6 October 2010 - 12:28am

Sorry seems to be the easiest word

And Cameron has had to apologise for the fact that the cut to CB was not in the Tory manifesto, so no-one actually voted for this change.

Mind you, I stiil think it's sensible.

0
Red Umpire | 6 October 2010 - 10:14am

To be fair he made the point that the previous government

were less than forthcoming about the real state of the economy when he asked them.

Now he's seen the books, it's become apparent that things are a lot worse than the Conservatives thought.

1
stimpy | 6 October 2010 - 10:31am

OR

We're being herded into a scared mass, fed stories about apocalyptic cuts to keep us supine and fearful, so that a government who sit on the economic right can push through a programme to dismantle public sector services they are ideologically opposed to.

And when the cuts come, bad as they will be, I suspect they won't be quite as bad as forecast, so we can all breathe a sigh of relief and be thankful that it could have been so much worse. Kites are being flown. There's no doubt some cuts are necessary, but I think there's an awful lot of, "let's see what we can get away with" going on.

And if the IMF think we're doing the right things then, frankly, alarm bells start ringing in my head.

1
illuminatus | 6 October 2010 - 11:17am

But

don't they all say that, usually before they go back on manifesto promises?

0
Black Type | 6 October 2010 - 11:43am

I'm not sure that "a lot worse"

translates into a 20-25% increase in the size of the planned cuts, along with a rapid acceleration of their application.

The Tories are 'only' planning to cut around 25% more than Labour had already indicated would need to be done over 4 years, as far as I remember.

They've upped the pace a great deal, but it doesn't look like the response to having found things, "a lot worse" than they thought. It looks more like a golden opportunity to generate a smoke screen while they get stuck into the dismantling of the welfare state, if you ask me.

1
Vulpes Vulpes | 6 October 2010 - 1:29pm

Can anyone seriously imagine

Cameron and Osbourne coming out with a statement saying they got it wrong pre-election and actually Brown had done a better job than they previously thought?

0
Mr Fade | 6 October 2010 - 2:29pm

Never mind Osbo's uni nickname...

... lest we forget his real name is Viscount Gideon Osborne and he has a £4 million trust fund.

We're all in this together you know...

(not a smart contribution I know, but I just loath him and need to shout it occasionally)

EDIT

Oops I see this has actually been discussed. And I had no idea that accusations of anti semitism have been cast. Just so we're clear I'm not anti semitic. I just hate Osborne. If Viscount Gideon will change his name to sound less posh then he deserves more abuse than I can heap on him.

1
ganglesprocket | 6 October 2010 - 12:14am

I trust you direct the same ire at

the former Viscount Stansgate, Antony Wedgewood-Benn for the same reason? :-)

2
stimpy | 6 October 2010 - 6:33am

Wedgie was deffo a posho

But was he a member of the ruling classes? Hard to say. He's profoundly eccentric and has some dodgy stuff on his CV like the British Nuclear Police. I think his 'holy fool' status probably got in the way of discussing his beloved 'ishoos' rather than helping.

I know I am ranting on and I am genuinely sorry for it but its partly because I was only sort of a wishy-washy liberal leftie until the credit crunch opened my eyes (I'm well aware many people have come to a different conclusion).

My problem is that I still have mistrust for the more extreme left when it comes to taking action, rooted in how violent things were in the huge 20th century revolutions and how much some on the UK Left seemed to glory in the bloodshed. Orwell is - as ever - very instructive and still dead right.

Striking rather than rolling over and taking the cuts is one thing (we SHOULD protest - we are certainly NOT all in this together and the banks are going to get hundred of billions more of our cash). Hanging people from lamp posts or assassination (c.f. Real IRA threats to this effect) is another...

1
FakeGeordie | 6 October 2010 - 12:13pm

Ah sod it.

Edited. I can't be arsed arguing about the man's name.

0
Bob | 6 October 2010 - 10:08am

The fact that

this policy was a last minute idea, ill-thought through, however reasonable in principle, doesn't bode well for this government acting competently when a really serious crisis occurs. How could they not see that the unfairness with the two income versus one income would be massive issue? Some might think this a clever way to show poorer people that they hit the wealthier too by creating big outcry which will help with the furore once other cuts that hit less well off come out, and is some smart Blair-ite move to attack your own to show toughness. Personally I always go for cock-up theory over conspiracy. These people are never as smart as some give them credit for being.

0
Sven Garlic | 6 October 2010 - 12:28pm

I agree that

the two income versus one income is ludricous. However, I believe that the same situation existed (still exists?) with family tax credit so that one person earning just over £50k couldn't claim but a couple with a joint income well in excess of this could. Madness, but people are assessed as individuals and not as a family unit (with the debates as to what constitutes a family unit would bring).

I certainly know of a person (a partner in an accountancy practice) runs a nice car, has a summer holiday and goes skiing in the winter who is legitimately allowed to claim tax credits - that cannot be right.

0
Pinmonkey | 6 October 2010 - 12:59pm

Family tax credits

Before my wife gave up work we were earning over 70k between us and were told our tax credits total was a lovely slice of Zero.

0
SimonL | 6 October 2010 - 2:48pm

ConDem policies

Nothing this lot do is carefully thought through. Look at the NHS reforms.

Their Programme for Government, published on 20 May 2010, said: "We will stop the top-down reorganisations of the NHS that have got in the way of patient care" (section 22, p.24)

Then Equity and Excellence: Liberating the NHS ("the Health White Paper") published just 53 days after the previous document, on 12 July 2010, said: "Strategic Health Authorities will be abolished as statutory bodies during 2012/13" (par. 4.13, p.33) and "the Government will abolish PCTs. We expect that PCTs will cease to exist from 2013" (par. 4.16, p.34).

It's almost as if they make these things up on the spur of the moment...

0
Red Umpire | 6 October 2010 - 3:36pm

They've just redefined 'fairness' too

In Cameron's conference speech - it is only fair that you should get only what you deserve. On the face of it reasonable.

Unless you are one of the banks that until so recently employed half the cabinet, in which case you will get hundreds of billions of pounds of rescue bailout (which utterly knackered public finances) and the certain knowledge of £285 billion more in 2012 - so pop another bottle, pay yourself a vast bonus of taxpayers money, nod approvingly at Lord Ashcroft's tax avoidance and listen with a smirk to Dave saying you should jolly well think about being a tiny bit easier on your bally customers, you know, if it can be fitted into your doubtless very busy day (remember to look slightly abashed if a camera points your way).

2
FakeGeordie | 6 October 2010 - 4:12pm

You misunderstand

That nice Mr Cameron has said we must all share the pain.

He didn't mention anything about it being shared equally though, did he?

0
illuminatus | 6 October 2010 - 11:12pm

What I find interesting...

Is that in this media savvy day and age the Tory party is completely incompetant when it comes to running an election campaign or announcing these things.
Makes you wonder just what sort of a f#ck up they will make on the 20th.

1
Doug B | 6 October 2010 - 1:06pm

I've found that the most interesting thing too.

They've found themselves with a real job to do - address a sputtering and overloaded economy and fundamentally affect millions of peoples lives.

Suddenly corporate jargon, buzzwords (WTF is a 'Big' Society? Talk practical sense, man)and those hateful open hand body language gestures are shown up for what they are. Empty flim flam.

You can see it in their faces; certainly in George Osbourne's. He has looked genuinely terrified at what he has to say and be seen to do. It's become a real and significant thing. Whether or not he is truly up to the task of of Chancellor is not yet known but you can see by just watching him that his background of corporate policy think tanks and strategy sessions are universes away from cutting benefits and actually doing proper work.

Same with Cameron. He looks utterly taken aback with the real magnitude of the task. Again, he makes with those vastly annoying open hands yet he seems rooted with dread.

I think at this point they're f*cking up. Management speak does not sit with implementing social policy. Please, stop the jargon and just do the job of governing and you'll find the public will let you do it.

1
Beezer | 7 October 2010 - 10:28am

All those gestures

that they have learned assiduously in the remedial "Presentation for Idiots" course they did. The management wonks have won and sewn the job up, whichever way we turn.

We are so, so fucked, aren't we?

1
illuminatus | 7 October 2010 - 11:07am

We ought to worry

Yes, I think for now we are.

Though I would hope that these men and women know themselves that these words and gestures are just that - gesture.

I think there is a risk post Oct 22nd of a proportion of the populace that would not normally do so demonstrating, physically, their vast upset at the cuts. Rallies, marches and the like.

Then we'll see the cut of the governments jib. It will take more than a video presentation, a logo, 'trust me' body language and a rock soundtrack. It will need a sober expression and long hours at a desk sorting it out.

0
Beezer | 7 October 2010 - 11:37am

Don't mean to pick a fight but… 

I don't get how people earning more than 40 grand can get upset about losing 'benefits'. And I'm also not sure why myself, who has never claimed any benefit in my life, should subsidise your daughters education. The fact that you are able to put it in a savings account at all shows you are in no genuine need.

Never thought I would hear my self supporting the likes of Mr Osborne, but this self centred twaddle gets on my nerves. We will wait for the real cuts in two weeks to start complaining about something that matters. Like health and the elderly. Jeez

8
Marky | 6 October 2010 - 11:26pm

Agreed

I'm frothing at the mouth about the bigger picture and can't get worked up about this which seems like 'tinkering' (as per far too many posts from me up the page).

Though I think you are being a bit unfair, most folk on here are talking about the broader context of universal benefits across society in tough times, rather than paying for Carinthia's pony - though come to think of it what's going to happen to Carinthia's pony. Anyone seen it lately?

0
FakeGeordie | 7 October 2010 - 1:53pm

Carinthia's Pony...

TMFT...

1
stimpy | 7 October 2010 - 3:09pm

TMFT

Three more from them later.

1
Beezer | 7 October 2010 - 3:45pm

Marky your argument

is completely missing the point.
Firstly you are not subsidising my daughter at all - my wife and i pay in excess of £30,000 per annum in taxes - the £1000 per annum in child benefit that we still currently enjoy can be viewed as a miniscule adjustment to the taxes we pay if you want to judge it that way.
However that is not the issue I have. Child benefit was a Universal credit given to mothers to help with raising their children in their formative years. It has never in its history been awarded based on income. So if we accept that it should now be assessed based on household income then i think it should be taken away from everyone and then a new benefit given to those most in need. I do not have a problem in paying taxes to support the needy in our society. I do however have a problem with the Government effectively telling me that my child is less deserving than the next. If you cant understand this point then there is no hope for you.
You also mention complaining about the lot of the elderly - should a wealthy pensioner have their free bus pass taken away because they have more money than the next pensioner? Seems to me this government has been in power 5 minutes and is already creating social divisions.

0
Steve Turner | 7 October 2010 - 2:42pm

But Steve...

...your child kind of is less deserving of a government handout than the next, assuming the next child has less well-off parents. Obviously not because she's worth less, but because you can afford to care for her and save for her future without CB.

That goes for me too. The reason I don't object to this benefit being taken away from us as a family is because we don't need or deserve it. You don't pay tax in the expectation that you'll get some kind of kickback: you pay tax in the expectation of quality public services. Whether or not you feel you get those isn't a debate for this thread, or we'll be here for weeks.

CB is paid to the parents, not the child. How the parents choose to use it is discretionary. It's at your discretion that your daughter has a "uni" savings pot, just as the one I have for my kids is at my discretion. Both you and I can put away the same amount of money with or without CB. It's not like you're going to stop saving for her future in 2013 when the CB disappears, is it?

And just because a benefit has been historically universal, doesn't mean that it was RIGHT that it was universal. I don't deserve that government money, and my kids will be fine without it.

The real issue here is the lack of means testing. I understand why people are cross about that, but at the same time, means testing's bloody expensive and the cost of admin might cancel out the saving from the benefit cut. I entirely understand why the gov't is taking this step, crude as it is.

0
Bob | 7 October 2010 - 3:21pm

Okay lets get this right

You objected so much to receiving Child benefit that you told the government 'thanks very much but I don't want it'? If so i cant argue with you. The reality is probably very few people rejected it (if any). It is paid to the mother (not the parents) and I assume only because babies don't have the ability to nip down to the bank and withdraw it. As far as I am concerned it always was a benefit for the child and all children presumably have the same right to it. I just think this target was always likely to be inflammatory and I for one never envisaged the level of response both in agreement with and disputing my views. Given the relative small amount of savings it will make I think the govt have made a decision that will come back to bit them in the arse especially if, to appease the electorate, they now have to make some kind of gesture in relation to married couples allowance.
Quite frankly in that respect I am delighted because as soon as they get kicked out of power the better.

0
Steve Turner | 7 October 2010 - 4:31pm

I didn't reject it.

I don't make any claims of super virtue here. I took the money. Now they're stopping it. I can't object because I never deserved it in the first place, not really.

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Bob | 7 October 2010 - 4:35pm

Personally

I think the cut is testing the water to see how getting rid of a universal benefit sits with the electorate. Once one is gone, the assault on others will begin. You can argue the pros and cons of that separately, but the media isn't much interested in doing so unfortunately.

As to the allowance they are hading out as compensation, as one who is not married, but has been living with the FPO for a decade and more, I am interested in what makes married couples so special and has done for so long? What business it is of any government or the tax system as to whether we get married or not?

Just assume for a moment that instead of it being a married couple allowance it was a religious observance allowance and only those who go to church / synagogue/ mosque etc got it. How would you feel about that one? Makes just about as much sense.

1
Molesworth | 7 October 2010 - 4:49pm

Agreed

My long-term partner and I aren't married either. We're not religious and don't feel the need - being married or not wouldn't enhance or lessen our relationship. I try to judge the parties as they go along, so I'm pleased to see that Ed Miliband (unmarried with kids) doesn't belittle this kind of relationship in the way that such marriage-based policies infer.

I do agree on the child-benefit cut though. Benefits should only go to those who need them, especially when there's not enough to go around. That's where I want my tax to go.

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kidpresentable | 8 October 2010 - 9:08pm

Save for the fact

that the proposed way of operating it won't save as much as it should and it will continue to provide benefit for families who don't need it. It needs to be implemented fairly and the current proposal does not achieve that.

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Leedsboy | 7 October 2010 - 4:37pm

Well put

Marky

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Ahh_Bisto | 8 October 2010 - 9:19am

Mumsnet

You might think its sparked debate here..the FPO lurks on Mumsnet..its on fire.......

0
tim tunes | 7 October 2010 - 9:54am
stimpy | 7 October 2010 - 11:47am

Not wise.

You don't mess with the Mumsnet Massive. They'll beat you senseless with a rolled-up Boden catalogue.

1
Lenny Law | 7 October 2010 - 1:48pm

Like Skynet

Mumsnet will be go self-aware in about 6 weeks.

Prepare for robotic droids trundling through the streets remorselessly passing on vouchers for 3 for 2 offers on baby girls tights at Primark.

2
Beezer | 7 October 2010 - 2:01pm

I think...

...Sarah Beeny might be a Terminator....

0
Bob | 7 October 2010 - 3:23pm

Lenny

What's your favourite biscuit?
ANSWER ME NOW! ANSWER ME NOW!

1
drakeygirl | 7 October 2010 - 3:27pm

Cant beat

a Rich Tea or a Bourbon.

0
Steve Turner | 7 October 2010 - 4:35pm

Ooh

haven't had a Bourbon since Labour got into power. Will this coalition fund my addiction to choccie biccies - do I get a benefit for that?

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DogFacedBoy | 7 October 2010 - 9:35pm

Only if they

are Childrens biscuits with little smiley faces on them. But don't buy more than one packet at once as it might exempt you from the benefit.

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Steve Turner | 7 October 2010 - 9:46pm

I bet 17 years

of Labour misrule have made the Bourbon less appetizing but we will see them fazed out and repleaced with plain digestives next year. Damn politicians - don't vote it only encourages them.

BTW Mr Steve, did you get the Costello boot discs alright?

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DogFacedBoy | 7 October 2010 - 9:58pm

Yes I did

and thanks very much. Love the Birmingham Symphony Hall gig and you got a great sound. King of Americana is worth it for Feel like going home, a song I love and had never heard him perform. Have to say he sounds a bit angry in a couple of instances. Has certainly mellowed since then. Once again thanks. Looking forward to new album.

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Steve Turner | 8 October 2010 - 5:41pm

I havent been on here for

I havent been on here for months and even then it was fleeting but OMG ( as my daughter will and is, probably, as we speak ,texting), If you can afford to save family allowance then you dont need family allowance. I have 2 kids (15 and 13), I work in public sector - nhs- mental health locked wards. i work xmas day, nights etc, my yearly is less than 20grand a year. Im divorced, have to pay rent on a private place that kids can stay at (0ver half my wage), my ex wife workd in private sector and is on just above minimum wage. To have savings of any kind is impossible, to have a university fund is a pipe dream (both kids want to go and both are intelligent enough). So no symapthy to be honest

2
fatdan | 7 October 2010 - 10:18pm

Wasn't asking

for any sympathy off anyone and in the original post I made it quite clear I considered myself fortunate. That doesnt mean I have to agree with their policy which I think is a crock of shit.
By the way your plight sounds pretty bad and I hope you get assistance that you so obviously deserve. Having gone through a divorce and struggled as a single parent to keep a home where my son could feel at ease I know how difficult it can be. I was very lucky to get a promotion at work that enhanced my take home pay somewhat and also meeting my current wife who also had a good job. However as you are in the Public Sector I fear your situation may not improve in the very near future. Good luck and I am sorry if my moaning offended you - it wasnt intentional.

1
Steve Turner | 8 October 2010 - 5:52pm

i do apologise for my rant.

i do apologise for my rant. Did have a few drinks last night and im suddenly feeling all political nowadays , like I'm young again, though i cant find my red wedge badge anywhere. And yes, the policies so far are a crock of shit, and they aren't gonna get any better. I've had 5 years to adjust to this lifestyle and its much better than it was (love of a very very good woman helps loads, but time helps too).
I guess most of my rant was based on jealousy that cos of circumstances i cant offer my kids what you can offer your kids (nothing personal you understand i hope), and if i was in your shoes i wouldnt be thinking any differenty at all.

1
fatdan | 8 October 2010 - 10:20pm

I am sure it will get better

for you. I recall the abject misery of my sons life from the age of 4 when I separated from his mum until around about the age of 10 when things had started to get a whole lot better for him emotionally and me financially. The regret I feel for having put him through that is very deep and to be honest still painful even though it was 15 years ago. For me things looked up immediately and there was no choice in the matter but the emotional scars we put on our children are there for a long time. Fortunately my son and I are best mates as well as Father and Son now and we share a lot of common interests in music and football. The plus side is he now has a sister who thinks the world of him.

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Steve Turner | 9 October 2010 - 9:14am

Where do we go from here ?

I've tried and failed to get to grips with the different mechanisms by which the banks / investment outfits managed to drive the economy of the USA and Europe into a ditch.

I'm sure someone, somewhere, can explain how selling short on future prices against unguaranteed mortgages means that we can no longer afford to replace school prefabs which were temporary in the 1960's.

Did anyone else read John Lanchester's Guardian piece last w/end ?
Defence cuts of 18 % is the equivalent of scrapping the army..........Possibly not everyone's idea of a bad thing, but do we want that across all of our services ?

Does anyone really think that Frank Lampard, is, on a weekly basis, worth the price of 6 nurses ? ( Sorry to use him as an example, there are plenty of others.)

If Clegg wants to be seen as anything other than the most junior of partners, he needs to represent the view of his party and I would suspect, many of the electorate, by taxing those who can afford to make a few adjustments. If that means that we have to manage without those who would emigrate - the Phil Collins tendency - then I'm sure we'll all cope.

0
Steve Wilkins | 8 October 2010 - 7:33pm

I see Tracey Emin is still here as well.

In spite of her threat to leave if a 50% tax rate was introduced.

0
stimpy | 9 October 2010 - 4:07pm

The bloody scary thing

is that Tracey Emin is that popular that she is in the 50 percent bracket.

0
Steve Turner | 10 October 2010 - 9:26am

Don't get me started

But I could feel the gorge rising as Gideon (who let's not forget is allegedly worth £4,000,000) stood at the front of the Conference and repeated his catchphrase "We're all in this together..."

Given that it's not going to be means tested - so everyone will still get it anyway, with it being clawed back from higher tax payers through the tax system - how are they are going to know which higher tax payers have got kids without some form of bureaucracy which currently doesn't exist?

If they can't get this right (so, a single parent earning £44k loses it, but a couple earning £86k get to keep it), what hope is there for the rest of the economy..?

This is Dave's demolition derby, using the Lib Dems as a human shield and the deficit reduction as a smokescreen. If this lot stay in for 5 years, I fear for what our country will look like when they've finished with it...

1
masked tortilla | 9 October 2010 - 6:42pm
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